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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

No complaints, 4 months interest free!

5
No complaints, 4 months interest free! Reviewed on: 14th July 2026

Good good

5
Its quick and safe Excellent Good *************************** Reviewed on: 14th July 2026

Great service and easy to follow

5
Great service and easy to follow Reviewed on: 14th July 2026

Easy to use

5
Easy to use, safe, quick to respond . App is easy to use, good security options Reviewed on: 14th July 2026

I have always used PayPal to break up my payments n...

5
I have always used PayPal to break up my payments no issues from me Reviewed on: 14th July 2026

Easy and safe to use!

5
Easy and safe to use. Very happy with PayPal .I'm using PayPal for couple of years and im very happy with the service provided. Reviewed on: 14th July 2026

Easy to use and good rate.

5
Easy to use and good rate. App easy to navigate Reviewed on: 14th July 2026

All goodi no problems

3
All good, no problems, fast payment Reviewed on: 14th July 2026

Reliable

5
Reliable and easy to use the app. Trusted and giving me more choices or ways to pay my bills and get my money back faster if i have queries quick to reply. Reviewed on: 14th July 2026

A Lifesaver for Smart Budgeting

5
PayPal has been an absolute lifesaver for me. Their payment options make it so easy to purchase items right when I need them, with the flexibility to manage the payments over time. It's a fantastic service that provides real peace of mind when budgeting for both everyday needs and those special purchases. Reviewed on: 14th July 2026

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