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PayPal: PayPal Credit reviews

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4.90
Based on 80,732 reviews, last reviewed 21st Apr 2026
2761200% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Massive Credit score booster The best thing that helped me boost my credit score. I had trouble from a child due to family issues but having this has made everything so much easie... Read more Reviewed on: 21st April 2026
Kyle P's avatar
Kyle P

Latest lowest rating:

1

I was a victim of fraud and received no support. I was a victim of fraud and received no support. Reviewed on: 21st April 2026
Orla's avatar
Orla
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80732)

Excellent

5
It’s amazing .Make sky life easy Reviewed on: 13th June 2022
Ze's avatar
Ze

Simple and hassle free financing

5
I signed up to PayPal credit wondering how it works work without a card, but has been slick and easy to buy and spread out payments, thanks Reviewed on: 13th June 2022
Rik Mannix's avatar
Rik Mannix

Fantastic company

5
They are very helpful and will sort out problems very fast. Reviewed on: 13th June 2022
Olwyn Noone's avatar
Olwyn Noone

Love PayPal

5
I’ve been using PayPal credit a while. They are a fair and honest company, what’s different about them? They understand the consumer which many don’t, with short term agreements that let you pay for things over a period of time without accruing interest. Is a first amongst credit company’s. They are my go to, if available! Just fabulous!!! Reviewed on: 13th June 2022
Kristina's avatar
Kristina

Excellent and good value

5
Easy to use, and excellent repayment management Reviewed on: 13th June 2022
Catherine Muller's avatar
Catherine Muller

Excellent service

4
User friendly and swift response Reviewed on: 13th June 2022
Olanrewaju Soyege's avatar
Olanrewaju Soyege

Nice card with little apr

5
Good payment support, able to use for necessary needs Reviewed on: 13th June 2022
wysefitness & Body's avatar
wysefitness & Body

PayPal credit

5
Great service, secure payments, always handy to have credit available Reviewed on: 13th June 2022
Sid Sabir's avatar
Sid Sabir

A Godsend!

5
I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022
Rahima's avatar
Rahima

Paypal Credit is a life saver

5
I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022
AW's avatar
AW

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