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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80825 reviews)

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4.90

Based on 80,825 reviews, last reviewed 22nd Apr 2026

2769800% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and secure way to manage payments Very clear monthly balance to track your spending and any upcoming payments. Very easy to use as payment option at checkout, when available. Easy to c... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80825)

Excellent service

Great team I had a problem very quickly sorted Reviewed on: 13th June 2022

Great service.

I have been using PayPal Credit service for several years for my online purchases. Like everything else in life sometimes things aren't going according to plan. PayPal has made me feel safe in all of my dealings. They have protected me against fraudsters in several occasions and put things back in order without any hustle whatsoever. Thank you for the great service. Both thumbs up. Reviewed on: 13th June 2022

My best friend

Always there for me when times are good and bad or if you need a little pick me up Reviewed on: 13th June 2022

Very satisfying

Great customer service very safe way to buy products great shopping Reviewed on: 13th June 2022

Really helpful and straightforward

I applied for PayPal credit when my credit score wasn’t great and was accepted immediately. This helped me out near Christmas a great deal Reviewed on: 13th June 2022

Great

Great special buy now pay later Reviewed on: 13th June 2022

Amazing service

Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022

Easy to set up and take control of

Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022

Great for bigger purchases

Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022

PayPal credit saved my life.

PayPal credit is a wonderful tool that allows me to purchase things and pay for them 4 months later with 0% interest Reviewed on: 13th June 2022

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