Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181095)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Is ok , no problems with pay pal account but take to...

3
Is ok , no problems with pay pal account but take too much provision when send many to Poland Reviewed on: 14th July 2026

Very easy to use to make payments and Very secure.

5
Very easy to use to make payments and Very secure. Reviewed on: 14th July 2026

No complaints, 4 months interest free!

5
No complaints, 4 months interest free! Reviewed on: 14th July 2026

Good good

5
Its quick and safe Excellent Good *************************** Reviewed on: 14th July 2026

Great service and easy to follow

5
Great service and easy to follow Reviewed on: 14th July 2026

Easy to use

5
Easy to use, safe, quick to respond . App is easy to use, good security options Reviewed on: 14th July 2026

I have always used PayPal to break up my payments n...

5
I have always used PayPal to break up my payments no issues from me Reviewed on: 14th July 2026

Easy and safe to use!

5
Easy and safe to use. Very happy with PayPal .I'm using PayPal for couple of years and im very happy with the service provided. Reviewed on: 14th July 2026

Easy to use and good rate.

5
Easy to use and good rate. App easy to navigate Reviewed on: 14th July 2026

All goodi no problems

3
All good, no problems, fast payment Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101259 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products