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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181082)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy peasy

Very quick to set up, easy peasy Reviewed on: 14th July 2026

comfortable service

It's a very comfortable service. Easy to use. Confident method payment. Reviewed on: 14th July 2026

Exceptional security in transactions.

Exceptional security in transactions. It's just expctional especially with the PayPal credit service. Reviewed on: 14th July 2026

Use pay in 3 wherever offered .

Use pay in 3 wherever offered ...really like it. I can spread the cost over 3 payments for 3 months without being charged any interest. You are always notified in advance that there is a payment due and no need to worry as the payment is automatically taken on the due date. You can even change the payment date or pay in full if you wish...I would recommend. Reviewed on: 14th July 2026

It’s very easy when paying with PayPal credit and it...

It’s very easy when paying with PayPal credit and it’s fast as well no need for unnecessary checks like others that takes time Reviewed on: 14th July 2026

Good customer service and easy access to accounts

Good customer service and easy access to accounts Reviewed on: 14th July 2026

Always had excellent dealings paypal, sorted my prob...

Always had excellent dealings paypal, sorted my problems easily for me as I'm no techy, handled refunds promply Reviewed on: 14th July 2026

Its so much quicker and safer to purchase things onl...

Its so much quicker and safer to purchase things online , and easy to pay back over 3 payments or over a set time Reviewed on: 14th July 2026

I use PayPal often, very easy and straightforward.

I use PayPal often, very easy and straightforward. I feel very secure using it. Reviewed on: 14th July 2026

I have only recently started using PayPal credit but...

I have only recently started using PayPal credit but so far I have received good advice and servit Reviewed on: 14th July 2026

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