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PayPal: PayPal Credit reviews

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4.90
Based on 82,688 reviews, last reviewed 23rd Apr 2026
2941200% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use but interest can add up quickly I’ve been using PayPal Credit for some time now and overall it’s been a convenient way to spread the cost of purchases. The application process was qu... Read more Reviewed on: 23rd April 2026
Muhammad T's avatar
Muhammad T

Latest lowest rating:

2

I can never make out what happen yo my refunds. I can never make out what happen yo my refunds. I wish this could be made a bit clearer Reviewed on: 23rd April 2026
Rachelle 's avatar
Rachelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82688)

paypal revue

5
PayPal is the best it's the only way to shop online Reviewed on: 13th June 2022
dad's avatar
dad

Easy to use, convenient and always safe

5
Paypal credit has meant I can spread my payments over several months, saving me money. I always receive a handy reminder to pay the minimum each month, which is really easy to do from my linked bank account or the Paypal balance Reviewed on: 13th June 2022
Susan White's avatar
Susan White

Very helpful in times when ur broke

5
I'm always broke so PayPal is my savior Reviewed on: 13th June 2022
Daniel Ssaku's avatar
Daniel Ssaku

Excellent

5
Always instant, never a problem! Reviewed on: 13th June 2022
Peter Russell's avatar
Peter Russell

PayPal credit rocks

5
Low on interest, high in customer service. PayPal makes online purchasing so much easier! Reviewed on: 13th June 2022
Dusty Richmond's avatar
Dusty Richmond

Painless to use and efficient

5
Seems to hide it's light behind bushel. Don't be so modest and accept your are excellent at your job. Reviewed on: 13th June 2022
Paul Willment's avatar
Paul Willment

Excellent

5
It’s amazing .Make sky life easy Reviewed on: 13th June 2022
Ze's avatar
Ze

Simple and hassle free financing

5
I signed up to PayPal credit wondering how it works work without a card, but has been slick and easy to buy and spread out payments, thanks Reviewed on: 13th June 2022
Rik Mannix's avatar
Rik Mannix

Fantastic company

5
They are very helpful and will sort out problems very fast. Reviewed on: 13th June 2022
Olwyn Noone's avatar
Olwyn Noone

Love PayPal

5
I’ve been using PayPal credit a while. They are a fair and honest company, what’s different about them? They understand the consumer which many don’t, with short term agreements that let you pay for things over a period of time without accruing interest. Is a first amongst credit company’s. They are my go to, if available! Just fabulous!!! Reviewed on: 13th June 2022
Kristina's avatar
Kristina

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