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PayPal: PayPal Credit reviews

4.90
Based on 82,665 reviews, last reviewed 23rd Apr 2026
2939000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Spending made easy The PayPal credit card has helped to make life so much easier for me. I spend on it if I need to and payoff in plenty of time before any interest is a... Read more Reviewed on: 23rd April 2026
Edith C's avatar
Edith C

Latest lowest rating:

2

I can never make out what happen yo my refunds. I can never make out what happen yo my refunds. I wish this could be made a bit clearer Reviewed on: 23rd April 2026
Rachelle 's avatar
Rachelle

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82665)

Easy and straight forward to us

5
Always use and their is little hassle with it and I find a secure way to work with. Reviewed on: 13th June 2022

Ease of use

5
It is so beautiful easy to use and pay for items quickly. Makes shopping so much easier Reviewed on: 13th June 2022

Easy to use

4
It's great to get 4 months free credit with purchases over £100, most websites use PayPal so it makes it easy to use. Reviewed on: 13th June 2022

Great services

5
Such a good facility and you can use it in many shops Reviewed on: 13th June 2022

PayPal Credit

5
Been using PayPal credit for a few year now and love the 0% deals offered. Have never had a problem with anything with paypal credit. Reviewed on: 13th June 2022

Great service

5
Great service, great offer like give 0% interest on things above £99. Reviewed on: 13th June 2022

super

5
super................................................................. Reviewed on: 13th June 2022

Easy secure credit

5
If you have a PayPal account within minutes you can apply for and use PayPal credit. Secure transactions, easy monthly payment via your PayPal account. It could not be simpler Reviewed on: 13th June 2022

The best value credit

5
They are without doubt the best company with interest free credit Reviewed on: 13th June 2022

Never had any issues

5
Love paypal! Being with you for years never had any issues. Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review