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PayPal: PayPal Credit reviews

4.90
Based on 82,722 reviews, last reviewed 23rd Apr 2026
2944400% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great platform. Great platform. Easy to understand. I like the ability to earn points with purchase and interest free purchase plans enabling me to spread the cost wh... Read more Reviewed on: 23rd April 2026
Philip Edwards's avatar
Philip Edwards

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026
Tommy's avatar
Tommy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82722)

Great services

5
Such a good facility and you can use it in many shops Reviewed on: 13th June 2022

PayPal Credit

5
Been using PayPal credit for a few year now and love the 0% deals offered. Have never had a problem with anything with paypal credit. Reviewed on: 13th June 2022

Great service

5
Great service, great offer like give 0% interest on things above £99. Reviewed on: 13th June 2022

super

5
super................................................................. Reviewed on: 13th June 2022

Easy secure credit

5
If you have a PayPal account within minutes you can apply for and use PayPal credit. Secure transactions, easy monthly payment via your PayPal account. It could not be simpler Reviewed on: 13th June 2022

The best value credit

5
They are without doubt the best company with interest free credit Reviewed on: 13th June 2022

Never had any issues

5
Love paypal! Being with you for years never had any issues. Reviewed on: 13th June 2022

One clic away from purchasing and give you four months breathing.

5
Using it not so often, but with pleasure. Reviewed on: 13th June 2022

0%

5
Paypal is the best. 0% for 4 months on orders over £99 Reviewed on: 13th June 2022

Thank you!

5
Used it couple of times and absolutely satisfied with, highly recommend it to everyone!!! Thanks PayPal team… Reviewed on: 13th June 2022

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Help others make smarter decisions by sharing your own experience. Write a review