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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105692 reviews)

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4.90

Based on 105,692 reviews, last reviewed 13th May 2026

2530700% increase in 5 star reviews

in the past 90 days

7500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and helpful staff however takes ages to... Easy to use and helpful staff however takes ages to get through to PayPal on the phone if you have an issue and need to talk to someone Reviewed on: 13th May 2026

Latest lowest rating:

1

Never ever trust Paypal My laptop was comprised and a £500 fraud took place using PayPal credit. PayPal just read script rubbish to me and would not stop the payment. Luckily... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105692)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Have always been able to purchase things easily and...

Have always been able to purchase things easily and efficiently. Reviewed on: 12th May 2026

Very useful.

Been very useful for paying our heating oil over 4 months which ties in nicely for the next top up. Struggled a bit when a payment was missed for some reason. Couldn't get any straight answers from anyone... Reviewed on: 12th May 2026

I find it easy to use and it comes in handy for thos...

I find it easy to use and it comes in handy for those cash flow moments. Reviewed on: 12th May 2026

Fabulous and fantastic and good and useful

Fantastic fabulous and very useful Reviewed on: 12th May 2026

Absolutely awesome, service has been great

Absolutely awesome, service has been great Reviewed on: 12th May 2026

Good service and very easy excellent

I am happy to use pay pall loves Reviewed on: 12th May 2026

Great service

It’s always smooth and stress free Reviewed on: 12th May 2026

Easy to use and set up also gives you peace of mind...

Easy to use and set up also gives you peace of mind when buying online Reviewed on: 12th May 2026

Good to have when you would rather pay monthly

Good to have when you would rather pay monthly Reviewed on: 12th May 2026

Fantastic prompt service when things don’t go to plan

Payments always fast and easy and tracking what I’ve bought is extremely helpful. fantastic service when items don’t arrive. I’ve never had any issues with PayPal. this is my go to payment service. Takes the stress out of online purchasing giving me confidence and reassurance that the service is being managed extremely well. Reviewed on: 12th May 2026

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