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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great deals and easy payments.

Great deals and easy payments.Happy allways with Paypal Reviewed on: 14th July 2026

Brilliant experience as always with paupal

Brilliant experience as always with paupal Reviewed on: 14th July 2026

I have had PayPal for many years now I have had issu...

I have had PayPal for many years now I have had issues with retailers and PayPal have always intervened when I have contacted them it’s the best way I prefer to pay for items over the internet Reviewed on: 14th July 2026

Very easy to apply and super convenient

Very easy to apply and super convenient Reviewed on: 14th July 2026

Very happy with PayPal, they really helped me when a...

Very happy with PayPal, they really helped me when a company misold a payment plan Reviewed on: 14th July 2026

Excellent

I’ve used the papal site for years and it is brilliant, if anything is wrong they rectify it immediately! Customer service is great. Reviewed on: 14th July 2026

Strong support

My feeling is more than happy and safe when I'm buying online because I'm sure the PayPal support team will always take care of me, thank you PayPal. Reviewed on: 14th July 2026

Just great service secure way to buy items

Just great service secure way to buy items Reviewed on: 14th July 2026

I've been using PayPal for many years and with PayPa...

I've been using PayPal for many years and with PayPal credit you can spread the cost of goods. It's so easy and convenient. Reviewed on: 14th July 2026

Overall good experience!

Overall good experience! The point reward system is a great idea! Reviewed on: 14th July 2026

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