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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181082)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always easy, most brands accept it.

Always easy, most brands accept it. The security and the easy of the checkout is always the best. If you’ve got a problem you’ll find that PayPal can help with most queries. Reviewed on: 14th July 2026

I wouldn't be without PayPal!

I have used paypal for a number of years. they gave me credit where i would not have got it anywhere else. It is easy to use and easy to check balances etc. it has been a life changer for me. I am now looking to sign up for their virtual credit card to allow me to buy products not on paypal credit. It was the best thing I ever did! Reviewed on: 14th July 2026

Simple app .

Simple. Easy to use. Great way of protecting your cards online. Reviewed on: 14th July 2026

Love it and very secure feel safe using PayPal

Love it and very secure feel safe using PayPal Reviewed on: 14th July 2026

Reliable transparency and handy to use.

Reliable transparency and handy to use. very useful app too Reviewed on: 14th July 2026

Excellent experience, can’t be faulted.

Excellent experience, can’t be faulted. PayPal truly is a payment pal for life. Reviewed on: 14th July 2026

Very good and straightforward to apply

Very good and straightforward to apply Reviewed on: 14th July 2026

Had an issue with a payment.

Had an issue with a payment. Great support received with advice and next steps and then what to do if the retailer did not issue the refund. Chat function excellent. Easy to use website and had no issues navigating it. Reviewed on: 14th July 2026

friendly and reliable

Only good experience, really reliable and easy to use service. Reviewed on: 14th July 2026

I've been using paypal for so many years and I trust...

I've been using paypal for so many years and I trust them 100% . So many time I have problems with the retail and paypal always help me to get my money back. Never go wrong with paypal. Reviewed on: 14th July 2026

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