Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 85,051 reviews, last reviewed 25th Apr 2026
3160700% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Excellent and easy to use with paypal Reviewed on: 25th April 2026
Steven's avatar
Steven

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (85051)

PayPal Credit

5
Been using PayPal credit for a few year now and love the 0% deals offered. Have never had a problem with anything with paypal credit. Reviewed on: 13th June 2022

Great service

5
Great service, great offer like give 0% interest on things above £99. Reviewed on: 13th June 2022

super

5
super................................................................. Reviewed on: 13th June 2022

Easy secure credit

5
If you have a PayPal account within minutes you can apply for and use PayPal credit. Secure transactions, easy monthly payment via your PayPal account. It could not be simpler Reviewed on: 13th June 2022

The best value credit

5
They are without doubt the best company with interest free credit Reviewed on: 13th June 2022

Never had any issues

5
Love paypal! Being with you for years never had any issues. Reviewed on: 13th June 2022

One clic away from purchasing and give you four months breathing.

5
Using it not so often, but with pleasure. Reviewed on: 13th June 2022

0%

5
Paypal is the best. 0% for 4 months on orders over £99 Reviewed on: 13th June 2022

Thank you!

5
Used it couple of times and absolutely satisfied with, highly recommend it to everyone!!! Thanks PayPal team… Reviewed on: 13th June 2022

PayPal Credit *****

5
PayPal credit is really good product that helps spread payment efficiently! My only complaint is that £200.00 is quite small amount and would appreciate higher credit. Thanks! Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review