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PayPal: PayPal Credit reviews

4.73
Based on 181,094 reviews, last reviewed 3rd Aug 2026
93% increase in 5 star reviews
in the past 90 days
135% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026
G W's avatar
G W

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

friendly and reliable

5
Only good experience, really reliable and easy to use service. Reviewed on: 14th July 2026

I've been using paypal for so many years and I trust...

4
I've been using paypal for so many years and I trust them 100% . So many time I have problems with the retail and paypal always help me to get my money back. Never go wrong with paypal. Reviewed on: 14th July 2026

I have never had a problem using PayPal.

5
I have never had a problem using PayPal. If I have had an issue it has been sorted. Reviewed on: 14th July 2026

Great support when I had a problem

5
Great support when I had a problem Reviewed on: 14th July 2026

Great help.

5
Great help Great customer services good rewards easy to use online very helpful when you are in trouble with a purchase .easy to make a claim and they will sort it out.i always use PayPal to pay.Reliable easy to pay very clear . Reviewed on: 14th July 2026

A superb access to ensurenonline shopping transactio...

5
A superb access to ensure online shopping transactions are made simple and without effort. Reviewed on: 14th July 2026

PayPal is sale and reliable

4
PayPal is sale,reliable and economical to do business with Reviewed on: 14th July 2026

Ease of use

5
Ease of use for anyone who wants to use it Reviewed on: 14th July 2026

It’s ok, I don’t really use it very often.

4
It’s ok, I don’t really use it very often. It’s good to have PayPal instalment options when I need it Reviewed on: 14th July 2026

Fast checkout.

5
Fast checkout. Option to split the cost into three payments or use "buy now, pay later" with a 4-month interest-free plan. Reviewed on: 14th July 2026

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