Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,246 reviews, last reviewed 25th Apr 2026
3178800% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy safe and secure I find it is easy to use and I prefer to use it rather than putting in bank info etc. it makes check out easy and safe and it helps with peace of mind... Read more Reviewed on: 25th April 2026
JM's avatar
JM

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (85246)

SUPER EASY TO USE

5
VERY EASY AND CONVENIENT ALSO PAY IN 3 CAN BE HELPFUL SOMETIMES. Reviewed on: 13th June 2022
Jurgita Lizdenyte's avatar
Jurgita Lizdenyte

Amazing credit system

5
I use pay pal credit all the time it’s great for cash flow and super simple to do! Reviewed on: 13th June 2022
Alex Wilson's avatar
Alex Wilson

Great company to deal with

5
Great company to deal with very good customer service Reviewed on: 13th June 2022
Selwyn Browne's avatar
Selwyn Browne

PayPal life saver

5
Whenever I go online to shop I always use PayPal for that piece of mind and extra added security would recommend PayPal to everyone there fair and fast acting and always willing to help you with any problem you may face so from a 100% happy customer Thankyou PayPal Reviewed on: 13th June 2022
dave hardacre's avatar
dave hardacre

great service

5
paypal credit great it is there when you most need it thanks Reviewed on: 13th June 2022
Mark Williams's avatar
Mark Williams

Overall good

5
useful service but would like the ability to pay off single iindivual payemtns Reviewed on: 13th June 2022
alex griffiths's avatar
alex griffiths

Very good

4
PayPal is a very good and trusted service to use Reviewed on: 13th June 2022
Rosemary 's avatar
Rosemary

Great experience

5
My experience has been good. PayPal Credit has helped me with some of my online purchase which has been easy and seamless to use. Reviewed on: 13th June 2022
Ope Ojebiyi's avatar
Ope Ojebiyi

Kris

5
Credit from PayPal is very easy and comforable Reviewed on: 13th June 2022
Krzysztof 's avatar
Krzysztof

Best credit app

5
Fast , clear and secure payments. Good work! Reviewed on: 13th June 2022
Calin Flavius 's avatar
Calin Flavius

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill