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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal excellent service

When i first came across PayPal, I thought it was a great way for buying online and every penny I spent was protected. Then when I came across PayPal credit, I couldn't ask for a better service Reviewed on: 14th July 2026

What to tell everything good and easy

What to tell everything good and easy Reviewed on: 14th July 2026

Wouldn’t be without it.

It’s easy to pay, easy to keep track of and excellent customer service. I wouldn’t use anything else. Reviewed on: 14th July 2026

One of the main benefits is the ability to make purc...

One of the main benefits is the ability to make purchases and pay for them over time rather than paying the full amount upfront. The online account management is easy to use, allowing me to view transactions, check balances, and make payments quickly. Reviewed on: 14th July 2026

Trusted payments

Always a trusted way to pay for things or send money to others. Reviewed on: 14th July 2026

PayPal cred is very easy to set up, and helps me t...

PayPal credit is very easy to set up, and helps me to budget Reviewed on: 14th July 2026

Great for paying things off when your low on money

Great for paying things off when your low on money Reviewed on: 14th July 2026

Using PayPal credit is very easy to use ,download th...

Using PayPal credit is very easy to use ,download the app ,select method of payment eg payment from your bank card , 3 month instruments or PayPal credit ,make your purchase & authorise through the app Reviewed on: 14th July 2026

It's a good help for when I'm in short money and I h...

It's a good help for when I'm in short money and I have enough time to pay it back , thanks for Ur kindness Reviewed on: 14th July 2026

PayPal could improve

Not easy to get information at times Reviewed on: 14th July 2026

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