Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 106,026 reviews, last reviewed 13th May 2026
2545900% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good Love everything about Paypal b lost with out it now easy use of the website as well Reviewed on: 13th May 2026
Scott Beattie's avatar
Scott Beattie

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106026)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

This is the best thing that has iever happened to me...

5
This is the best thing that has ever happened to me online I so much love this omg thank you Reviewed on: 12th May 2026

Quick safe & easy transactions.

5
Quick safe & easy transactions. App is very informative and easy to understand. Decisions on payment options take away the strain. Reviewed on: 12th May 2026

Online purchases

5
I have been using PayPal for years they give the the security of shopping safety any issues I have had with online purchases they have resolved it for me Reviewed on: 12th May 2026

Almost too easy to use!

5
Almost too easy to use! Easy to build up debt if not carful Reviewed on: 12th May 2026

Very good app

5
Easy and quick to use on my phone Reviewed on: 12th May 2026

Amazing service super helpful!

5
Amazing service super helpful! Would recommend for anyone looking for easy to use and helpful credit. Reviewed on: 12th May 2026

Excellent value but short terms

4
Only 4 interest free payment plans, it is too short a period. Reviewed on: 12th May 2026

My money pal

5
I live my life through Paypal , being able to purchase things that i cant afford to pay for in one lump some. Being able to pay on nights out splitting bills ect. So people friendly to use and navigate Paypal you are definitely my best Pal Reviewed on: 12th May 2026

great service for when you need it most

5
I always use PayPal credit for large purchases and it is great as it helps me budget as well as lets me buy what I need. Reviewed on: 12th May 2026

I can use PayPal anytime, anywhere

5
I love the fact that I can use PayPal anytime, anywhere and with PayPal credit, I have the flexibility to pay my credit at a rate that suits me, along with a competitive interest rate Reviewed on: 12th May 2026