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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86411 reviews)

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4.90

Based on 86,411 reviews, last reviewed 26th Apr 2026

1642700% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have had an excellent experience using PayPal Credit. I have had an excellent experience using PayPal Credit. The service is straightforward, reliable and very convenient when making purchases. The paymen... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86411)

Really helpful and straightforward

I applied for PayPal credit when my credit score wasn’t great and was accepted immediately. This helped me out near Christmas a great deal Reviewed on: 13th June 2022

Great

Great special buy now pay later Reviewed on: 13th June 2022

Amazing service

Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022

Easy to set up and take control of

Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022

Great for bigger purchases

Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022

PayPal credit saved my life.

PayPal credit is a wonderful tool that allows me to purchase things and pay for them 4 months later with 0% interest Reviewed on: 13th June 2022

Handy

Helpful tool allows me to purchase and pay back in instalments that suit me Reviewed on: 13th June 2022

Great service, I use it all the time

Paypal credit is my go to for anything over £100, I also use their pay in 3 option for many purchases which eases the burden over 3 installments automatically. I've used it for many electronics and other large purchases. Reviewed on: 13th June 2022

Great for internet free period

PayPal credit is great for large purchases with 0% interest Reviewed on: 13th June 2022

Thanks

Thanks you The best one In World Reviewed on: 13th June 2022

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