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PayPal: PayPal Credit reviews

4.90
Based on 87,101 reviews, last reviewed 27th Apr 2026
1675000% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very reliable service and quick support if needed very reliable service and quick support if needed Reviewed on: 27th April 2026
Mahmoud R's avatar
Mahmoud R

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87101)

PayPal rocks!

5
With 4 months 0% interest when spending £99+ and integration with my favourite websites, PayPal makes payments simple and affordable. Reviewed on: 13th June 2022

Simply amazing

5
I love everything about PayPal! It offers secure services that is easy and simple to use. Reviewed on: 13th June 2022

Great and easy to use

5
PayPal credit is a very quick, great and easy to use service in which you can use just as quickly as paying normally through PayPal and lets you spread the cost for as long as it suits you Reviewed on: 13th June 2022

Best to use and very transparent billings

5
PayPal credit is best to use with permanent offer for 4 months credit and no charges applied and pay by min. statement due. Reviewed on: 13th June 2022

WoW Awesome product

5
This is the best credit card service I have seen ever just awesome and easy to use Reviewed on: 13th June 2022

Convenient

5
PayPal has helped me manage my debt and the interest-free period has been a life saver! Highly recommend Reviewed on: 13th June 2022

Super and thanks again

5
..Good company with little to no quick decisions Reviewed on: 13th June 2022

Excellent, fast and efficient service

5
Love using PayPal credit. No issues Reviewed on: 13th June 2022

Outstanding

4
Outstanding easy to use Always reliable credit line available instantly never had a problem so far has help me handsomely has been critical to me. PayPal credit app is just brilliant a lot of hard work and effort by PayPal definitely I recommend few friends who already joined a bonus point PayPal credit app graphics user interface is excellent definitely a care and thought put in by PayPal Every details are very clearly explained especially the credit agreement Aswel as every term's and conditions finally I'll say no complaints thanks Reviewed on: 13th June 2022

Easy access

5
I have found that the credit is there when I need it, without having to go through long forms and how reliable it is. Reviewed on: 13th June 2022

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