Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It’s really brilliant and easy it’s a must have

5
It’s really brilliant and easy it’s a must have Reviewed on: 14th July 2026

All great with any purchase made.

5
All great with any purchase made. Great value when interest free periods available. Reviewed on: 14th July 2026

PayPal is a fantastic way of buying an paying for yo...

5
PayPal is a fantastic way of buying an paying for your goods pay pal is a safe way of paying for your items your money is protected if you don't receive your items PayPal will investigate and pay you back in full Reviewed on: 14th July 2026

TO HAVE THE OPTION OF OVER THREE MONTH MAKES IT EASY...

5
TO HAVE THE OPTION OF OVER THREE MONTH MAKES IT EASY FOR ME. TO MANAGE MY MONEY,,, SO I AM GLAD PAY PAL EXSIST.THANK YOU, Reviewed on: 14th July 2026

I live the ease and flexibility of the app

5
I live the ease and flexibility of the app Reviewed on: 14th July 2026

PayPal has made life so much easier

5
PayPal has made life so much easier by taking the stress out of payments. Whether I’m shopping online, sending money to family and friends, or treating myself to something special, I know I can pay quickly, safely and securely without the worry. For my 40th birthday, I’d love to win this prize because it would create memories rather than just another purchase. PayPal gives people the freedom to enjoy life’s moments, big and small, with confidence. It’s simple, convenient and has become one of those things you rely on without even thinking about it — exactly what great technology should be. Reviewed on: 14th July 2026

A Trusted Partner in Secure Digital Payments

5
I have been using PayPal since 2013, and my experience has always been excellent. Their customer service is one of the best, and I have always felt supported whenever I needed assistance. Most importantly, I feel completely safe and secure when making payments or purchasing items through PayPal. Knowing that my money and transactions are protected gives me great confidence and peace of mind. PayPal has consistently provided a reliable, secure, and trustworthy payment service, which is why I continue to use it with confidence. Reviewed on: 14th July 2026

Managed to use my credit card via Apple wallet befor...

5
Managed to use my credit card via Apple wallet before it physically arrived. Excellent! Reviewed on: 14th July 2026

Customer service is excellent, sorted problem in few...

5
Customer service is excellent, sorted problem in few minutes. Wide use of credit card. Clear and easy to use app Reviewed on: 14th July 2026

Paypal is a good place to have credit from and the c...

4
Paypal is a good place to have credit from and the customer service is great aswell Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101249 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products