Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

View other PayPal products

4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Seamless and reliable.

Seamless and reliable. Easy to use. Reviewed on: 14th July 2026

no problemo

Never had a problem with PayPal. Reviewed on: 14th July 2026

What can I say

Very pleased, well recommended, easy communication, understandable helpful staff Reviewed on: 14th July 2026

Great value

Great facilities to pay interest free for 4 months Reviewed on: 14th July 2026

It’s really brilliant and easy it’s a must have

It’s really brilliant and easy it’s a must have Reviewed on: 14th July 2026

All great with any purchase made.

All great with any purchase made. Great value when interest free periods available. Reviewed on: 14th July 2026

PayPal is a fantastic way of buying an paying for yo...

PayPal is a fantastic way of buying an paying for your goods pay pal is a safe way of paying for your items your money is protected if you don't receive your items PayPal will investigate and pay you back in full Reviewed on: 14th July 2026

TO HAVE THE OPTION OF OVER THREE MONTH MAKES IT EASY...

TO HAVE THE OPTION OF OVER THREE MONTH MAKES IT EASY FOR ME. TO MANAGE MY MONEY,,, SO I AM GLAD PAY PAL EXSIST.THANK YOU, Reviewed on: 14th July 2026

I live the ease and flexibility of the app

I live the ease and flexibility of the app Reviewed on: 14th July 2026

PayPal has made life so much easier

PayPal has made life so much easier by taking the stress out of payments. Whether I’m shopping online, sending money to family and friends, or treating myself to something special, I know I can pay quickly, safely and securely without the worry. For my 40th birthday, I’d love to win this prize because it would create memories rather than just another purchase. PayPal gives people the freedom to enjoy life’s moments, big and small, with confidence. It’s simple, convenient and has become one of those things you rely on without even thinking about it — exactly what great technology should be. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub