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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great customer service

When ever I have issues, they are quickly resolved and the customer service has been good. Also they offer great payments offers like PayPal credit with no interest and pay in 3 which is great to split large purchase costs Reviewed on: 1st June 2025

Overall a very good service and easy to use.

Overall a very good service and easy to use. Had some trouble with selling products and getting scammed but eventually PayPal refunded me for my loss. Reviewed on: 1st June 2025

Never had an issue.

Never had an issue. It’s easy to use. Only thing I would improve is the ability to use PayPal credit to send money to family / friends or to pay bills which aren’t on PayPal friendly websites Reviewed on: 1st June 2025

Excellent service & great customer service

Excellent service & great customer service Reviewed on: 1st June 2025

I just love using PayPal and it's so easy to use.

I just love using PayPal and it's so easy to use. Reviewed on: 1st June 2025

My preferred no hastle way to shop

PayPal is so easy to use and gives peace of mind being so well known and widely used. It gives me all the options of buying things as I need them and paying later no hastie. I havnt had one problem or issue with PayPal and have been using a very long time. this is my preferred way to shop Reviewed on: 1st June 2025

Easy to use and safe to use.

Easy to use and safe to use.Could be better to get refunds back from fake payment accounts. Reviewed on: 1st June 2025

Convenient way to spread larger purchases

Convenient to spread larger payments interest free either via PayPal credit or via pay by 3 for automated payments. Helps manage larger payments and spread the burden. I have never had any issues and find the service very helpful Reviewed on: 1st June 2025

Using it often good terms and conditions very conven...

Using it often good terms and conditions very convenient and quick checkout Reviewed on: 1st June 2025

Easy to use, flexible payment options.

Easy to use, flexible payment options. Great customer support. Reviewed on: 1st June 2025

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