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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146531 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146532)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Had great customer service from PayPal whenever need...

Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for those reasons as well as for it being extremely convenient Reviewed on: 28th June 2026

Digital wallet

I’ve been using PayPal for both personal transfers and online shopping for several years, and it remains my go-to digital wallet. The platform excels at making online checkouts seamless—instead of hunting for my physical credit card and typing in long digits every time, I can complete a secure purchase with just a quick login. Reviewed on: 28th June 2026

PayPal credit

They are good at offering credit and quick to respond when emailed Reviewed on: 28th June 2026

Paypal Credit has given me many opportunity...

Paypal Credit has given me many opportunity to purchase things that I would not have been able to afford comfortably with my finances, and with its pay in 3 method it has made such a world of difference. Reviewed on: 28th June 2026

A secure safe way to pay that gives peace of mind.

A secure safe way to pay that gives peace of mind. Also flexible as to which method of payment. It makes life so much easier. Reviewed on: 28th June 2026

I have found PayPal to be my go to method of payment...

I have found PayPal to be my go to method of payment, unlike most nothing is too much trouble including any issues with suppliers making you feel save when buying from customers who PayPal recommends. Reviewed on: 28th June 2026

Lovely nice experience with PayPal

Lovely nice experience with PayPal Reviewed on: 28th June 2026

Good reward scheme - well worth it

Good reward scheme - well worth it Reviewed on: 28th June 2026

PayPal credit is a great service which I use often.

PayPal credit is a great service which I use often. Reviewed on: 28th June 2026

Easy and convenient to use when checking out online.

Easy and convenient to use when checking out online. Makes me feel secure when using my card with the extra protection. Reviewed on: 28th June 2026

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