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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service

5
Cannot fault the service you get. Reviewed on: 14th July 2026

Very good

5
It's a very good experience.It helped me when I needed it and I will tell my friends about this experience. Have a nice day. Reviewed on: 14th July 2026

Good quality custtomer service

5
Good quality custtomer service for a credit card. Reviewed on: 14th July 2026

Very straightforward.

5
Very straightforward. I look up an item, decide to purchase it and select PayPal credit as my preferred means of payment and click buy! Reviewed on: 14th July 2026

Very easy

5
Very easy to use and helpful and good to make and receive payment Reviewed on: 14th July 2026

Always had a great experience with PayPal always the...

5
Always had a great experience with PayPal always there to help Reviewed on: 14th July 2026

No issues with PayPal at all over the time I’ve been...

5
No issues with PayPal at all over the time I’ve been a customer Reviewed on: 14th July 2026

Business

5
Very quick and easy to use and it’s good for business to be able to use four months interest free Reviewed on: 14th July 2026

Very helpful.

5
Very helpful. Can buy with confidence. Reviewed on: 14th July 2026

I had an issue with a retailer who refused to send a...

5
I had an issue with a retailer who refused to send a returns label or international shipping, I spoke to Paypal and they issued me with £25 to pay for the postage so I could return it, it did not cover the total postage but it really helped otherwise I would have struggled to return the parcel back Reviewed on: 14th July 2026

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