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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 88,263 reviews, last reviewed 28th Apr 2026
1728600% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal credit, do believe there is room for imp... Love PayPal credit, do believe there is room for improvement on the paying side though, via categorise each payment, so you can select what is being p... Read more Reviewed on: 28th April 2026
SGH's avatar
SGH

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88263)

Safe and reliable

5
I’ve been using PayPal Credit for years now and had no issues whatsoever. I feel safe when shopping cause I know I’ll get my money back if anything where to happen. Rates are fine, statements clear and easy to understand. You know how much you’ve paid and also when and where were transactions made. Highly recommended! Reviewed on: 13th June 2022
Dorota Kala 's avatar
Dorota Kala

1000%reliable

5
It as an amazing experience as no hidden costs and pretty reasonable to use. I've been loving it. And looking forward to ues much more in future Reviewed on: 13th June 2022
Salma's avatar
Salma

App great,ease of use

5
Convenient and safe way to purchase… Reviewed on: 13th June 2022
John hutchings's avatar
John hutchings

The safest online way to shop

5
PayPal has always been my goto preferred payment method when shopping online, and PayPal credit has made it even easier. From spreading payments over a set period to interest-free offers, it really is the best way to shop. Reviewed on: 13th June 2022
Ann-Marie Tuohy's avatar
Ann-Marie Tuohy

Life-saver! Outstanding company with your excellent customer service

5
I’m not sure how much I owe in my life to PayPal credit. It has allowed me to do so many things that I wouldn’t have been able to without it. The 0% interest makes it a financially sensible and affordable option for millions. Reviewed on: 13th June 2022
Anthony Bryer's avatar
Anthony Bryer

Easy to use and understanding

4
I have been using PayPal for many years and I Found it very very easy and understanding i am using it to pay all my online payment it’s much better , highly recommended. Reviewed on: 13th June 2022
Vivian Lemani's avatar
Vivian Lemani

Ease of Use and great communication

5
This is a great product backed up by amazing customer service. Reviewed on: 13th June 2022
Alistair Towle's avatar
Alistair Towle

easy and simple

5
I love using paypal credit because of the charges (if any!!!) are transparent and the Paypal app is very user friendly! Reviewed on: 13th June 2022
gabriele Tedesco's avatar
gabriele Tedesco

Easy and straight forward to us

5
Always use and their is little hassle with it and I find a secure way to work with. Reviewed on: 13th June 2022
jim Coachman's avatar
jim Coachman

Ease of use

5
It is so beautiful easy to use and pay for items quickly. Makes shopping so much easier Reviewed on: 13th June 2022
Ray's avatar
Ray

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