Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

View other PayPal products

4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A Trusted Partner in Secure Digital Payments

I have been using PayPal since 2013, and my experience has always been excellent. Their customer service is one of the best, and I have always felt supported whenever I needed assistance. Most importantly, I feel completely safe and secure when making payments or purchasing items through PayPal. Knowing that my money and transactions are protected gives me great confidence and peace of mind. PayPal has consistently provided a reliable, secure, and trustworthy payment service, which is why I continue to use it with confidence. Reviewed on: 14th July 2026

Managed to use my credit card via Apple wallet befor...

Managed to use my credit card via Apple wallet before it physically arrived. Excellent! Reviewed on: 14th July 2026

Customer service is excellent, sorted problem in few...

Customer service is excellent, sorted problem in few minutes. Wide use of credit card. Clear and easy to use app Reviewed on: 14th July 2026

Paypal is a good place to have credit from and the c...

Paypal is a good place to have credit from and the customer service is great aswell Reviewed on: 14th July 2026

Excellent service

Cannot fault the service you get. Reviewed on: 14th July 2026

Very good

It's a very good experience.It helped me when I needed it and I will tell my friends about this experience. Have a nice day. Reviewed on: 14th July 2026

Good quality custtomer service

Good quality custtomer service for a credit card. Reviewed on: 14th July 2026

Very straightforward.

Very straightforward. I look up an item, decide to purchase it and select PayPal credit as my preferred means of payment and click buy! Reviewed on: 14th July 2026

Very easy

Very easy to use and helpful and good to make and receive payment Reviewed on: 14th July 2026

Always had a great experience with PayPal always the...

Always had a great experience with PayPal always there to help Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub