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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,080 reviews, last reviewed 29th Jul 2026

123% increase in 5 star reviews

in the past 90 days

179% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to deal with

So easy to use, great customer service if ever needed. Reviewed on: 14th July 2026

Best thing ever to have to hand.

Best thing ever quick and easy handy to have for back up and I like the way you can pay over time Reviewed on: 14th July 2026

I’ve just PayPal credit for a little while now, it’s...

I’ve just PayPal credit for a little while now, it’s perfect to use just before the end of the month when money is low and I need a little extra help pay things, would definitely recommend has been a life saver! Reviewed on: 14th July 2026

Very happy

I’ve always been very happy with my dealings with PayPal customer service Reviewed on: 14th July 2026

Staffs are always courteous and helpful from my expe...

Staffs are always courteous and helpful from my experience. Their credit facility is value for money as it helps me to do my purchase and pay at the end of the month. Reviewed on: 14th July 2026

Great service, highly recommend.

Such an easy service to use with no questions asked. We have just used it to buy a pergola over 4 months interest free, which has allowed us to free up some of our own personal finances. Reviewed on: 14th July 2026

overall good experience !

overall good experience , easy to use easy to understand Reviewed on: 14th July 2026

lover all vrey good but can make some things easier

all good .but had problems to set up a direct debit Reviewed on: 14th July 2026

Very useful credit card

Very useful pay pal credit and credit card Reviewed on: 14th July 2026

Reliable and trustworthy.

Reliable and trustworthy. I use PayPal for everything. Reviewed on: 14th July 2026

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