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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,634 reviews, last reviewed 30th Apr 2026
1838950% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the points and access to pay in 3 Love the points and access to pay in 3 Reviewed on: 30th April 2026
DexterF's avatar
DexterF

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90634)

Easy to use and good value

5
Great to have a variety of credit options available at reasonable interest rates, and no physical card to lose! Reviewed on: 13th June 2022
Gill Meehan 's avatar
Gill Meehan

Definitely worth using

5
Very helpful when it comes to getting shopping I would definitely recommend it to everyone that doesn't use it, very easy to use and it's got good Apr rates Reviewed on: 13th June 2022
thomas hayward's avatar
thomas hayward

Great credit provider

5
I use PayPal credit on larger purchases through eBay, they offer a lot of interest free offer throughout the year… which is nice. They are also great at handling transactions, I wish every website used them. Reviewed on: 13th June 2022
bcthompson72@yahoo.co.uk's avatar
[email protected]

Market leader

5
Fantastic experience- easy to use and great customer service. Reviewed on: 13th June 2022
Alec Turner's avatar
Alec Turner

Easy, straightforward and clear

5
Credit was so easy to apply for, was approved and available very quickly and has been very clear in its terms. I also get regular emails with any changes or available offers. Reviewed on: 13th June 2022
Enternalrose88's avatar
Enternalrose88

Excellent service and good deals

5
I love PayPal credit and the flexibility and 0% interest they offer. Reviewed on: 13th June 2022
Rossjm1's avatar
Rossjm1

Everything as detailed. Ees 1 have site to use.

5
I have been ith PayPal for a number of years. So far I found the site excellent. Custom Customer service is excellent. Reviewed on: 13th June 2022
Thomas Ashton's avatar
Thomas Ashton

Flexible and simple

5
Fantastic product. I have used this service rather than bother with a credit card for a while now. Only downside of PayPal is you have better buyer protection with a credit card as PayPal disputes always side with dodgy sellers so if using PayPal do your research on the company you're buying from first. Reviewed on: 13th June 2022
DannyP's avatar
DannyP

Great to use

5
It is very handy to use online while shopping the three payments are very helpful Reviewed on: 13th June 2022
PREATY merchant 's avatar
PREATY merchant

Nice and Easy

4
PayPal credit is a nice feature enabling people to spread the cost of goods with clear and structured repayments. When compared to traditional credit cards, PayPal credit is a winner. Reviewed on: 13th June 2022
Daniel Smith's avatar
Daniel Smith

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