Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 90,754 reviews, last reviewed 30th Apr 2026
1844550% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been using PayPal for years and always been very hel... Been using PayPal for years and always been very helpful. Reviewed on: 30th April 2026
Miss D's avatar
Miss D

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (90754)

Great company to deal with

5
Great company to deal with very good customer service Reviewed on: 13th June 2022

PayPal life saver

5
Whenever I go online to shop I always use PayPal for that piece of mind and extra added security would recommend PayPal to everyone there fair and fast acting and always willing to help you with any problem you may face so from a 100% happy customer Thankyou PayPal Reviewed on: 13th June 2022

great service

5
paypal credit great it is there when you most need it thanks Reviewed on: 13th June 2022

Overall good

5
useful service but would like the ability to pay off single iindivual payemtns Reviewed on: 13th June 2022

Very good

4
PayPal is a very good and trusted service to use Reviewed on: 13th June 2022

Great experience

5
My experience has been good. PayPal Credit has helped me with some of my online purchase which has been easy and seamless to use. Reviewed on: 13th June 2022

Kris

5
Credit from PayPal is very easy and comforable Reviewed on: 13th June 2022

Best credit app

5
Fast , clear and secure payments. Good work! Reviewed on: 13th June 2022

Fast easy pleasantly perfect

5
Every experience is dealt with fast, fair and within a good time scale. Payments are already and problems easy to rectify. Reviewed on: 13th June 2022

Amazing

5
easy-peasy, no hassle, instant, Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 41383 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3688 reviews
    PayPal
    View all products