Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

View other PayPal products

4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

My PayPal

Feel safe using PayPal and if there is a problem can just contact them Reviewed on: 14th July 2026

I have always had a good experience with PayPal, so...

I have always had a good experience with PayPal, so easy to use and very helpful with any problems that arise. I try to use PayPal for all my online purchases due to the security and helpfulness. Reviewed on: 14th July 2026

Best service good quality very fast and good custome...

Best service good quality very fast and good customer service Reviewed on: 14th July 2026

PayPal is very good I try to tell about PayPal to my...

PayPal is very good I try to tell about PayPal to my friend Reviewed on: 14th July 2026

All Perect ...

Never has a issue with paypal so its all is perfect for me Reviewed on: 14th July 2026

Low APR% No halsslw

PayPal is the only credit card I own that I have no hassle with, low interest rate as well. Reviewed on: 14th July 2026

Paypal makes life easy.

Since taking out an account with PayPal its made paying for items alot more easier and the affordability too,i can have anything quicker than I would normally do having to save up for them. Reviewed on: 14th July 2026

Easy transactions app works well updated information...

Easy transactions app works well updated information is always provided Reviewed on: 14th July 2026

Easy to use, keep upto date with app

Easy to use, keep upto date with app Reviewed on: 14th July 2026

10/10 i love it sm

10/10 u love it so muchhhh its the best cash app to ever exist Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101248 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub