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PayPal: PayPal Credit reviews

4.90
Based on 109,059 reviews, last reviewed 17th May 2026
2684650% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Knowlegable and prompt support after scam I was scammed a year ago. The team at Paypal were exceptional, they were quick to act, kept me informed at all stages and explained everything very cl... Read more Reviewed on: 17th May 2026
Emma's avatar
Emma

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109059)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy, reliable and secure - the whole process was ea...

5
Easy, reliable and secure - the whole process was easy to set up and felt secure Reviewed on: 6th May 2026

It always pays to use PayPal

5
Always helpful , always available . Always have full confidence in the service. Reviewed on: 6th May 2026

Wouldn’t use any other provider.

5
Wouldn’t use any other provider. Great customer service and easy way to pay Reviewed on: 6th May 2026

A Happy Customer!

5
Always found PayPal so easy and convenient to use and their customer service is second to none! Having the option of using PayPal credit comes in very handy and I appreciate the clearly laid out information and transparency of the PayPal terms and conditions. A very happy customer! Reviewed on: 6th May 2026

User friendly,easy to use,quick payment

5
User friendly,easy to use,quick payment Reviewed on: 6th May 2026

Easy shopping

5
Easy shopping, reliable, have an option of interest free payments, currency exchange, never had any issues. Reviewed on: 6th May 2026

Very good experience , nothing bad to say

5
Very good experience , nothing bad to say Reviewed on: 6th May 2026

Everything thing has gone smoothly using PayPal credit.

5
Everything thing has gone smoothly using PayPal credit. 4 months interest free is really good as it helps with budgeting, for buying the larger items Reviewed on: 6th May 2026

Easy payments

5
Great way to manage your payments. Reviewed on: 6th May 2026

Positive experience

5
Ive always had good experiences with Paypal. Easy and convenient. Reviewed on: 6th May 2026