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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,379 reviews, last reviewed 15th May 2026
2608050% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service easy to use. Great service easy to use. 0% on large items make it easy to budget for. Reviewed on: 15th May 2026
Michael C's avatar
Michael C

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107379)

Stability

5
Great 0% 4 months has helped my family to stabilise our future Reviewed on: 6th May 2026
Leigh T's avatar
Leigh T

pAYPAL CREDIT HAS BEEN SO USEFUL WHEN I NEEDED IT TH...

3
pAYPAL CREDIT HAS BEEN SO USEFUL WHEN I NEEDED IT THE MOST Reviewed on: 6th May 2026
Joe M's avatar
Joe M

Perfect for me

5
Last year i had some emergencies and I needed a credit. PayPal accepted me quickly and saved me. After I took the credit i had enough time to organise my money and to pay back . It was a smooth process and I was very pleased with their service. Reviewed on: 6th May 2026
Madalina T's avatar
Madalina T

Paypal has always been useful to me, customer servic...

4
Paypal has always been useful to me, customer service used to be much better, not anymore. As long as you keep your finance tight, paypal can be a good tool. Reviewed on: 6th May 2026
F M's avatar
F M

I have used PayPal my whole adult life, it is so easy

5
I have used PayPal my whole adult life, it is so easy to use and if there is ever any concerns with a payment they are easy to contact and get hold of. I use the PayPal credit which is so useful, the 0% interest of paid off within afee months really helps when I need to purchase something that wasn't planned for. Highly recommend!!! Reviewed on: 6th May 2026
Andi O's avatar
Andi O

Never had any issues

5
Never had any issues, very reliable. Reviewed on: 6th May 2026
Mr K's avatar
Mr K

Excellent Service

5
Always easy to use and always on time. Reviewed on: 6th May 2026
Jackie S's avatar
Jackie S

its customer...service is out of this world.

5
PayPal is the best when buying tickets, its customer service is great. Is dispute service is outstanding. Way payment plan. Overall most reliable services you can get . Reviewed on: 6th May 2026
Thulani bafanah's avatar
Thulani bafanah

Paypal is very helpful, good customer service and th...

5
Paypal is very helpful, good customer service and their rate are very good Reviewed on: 6th May 2026
FELICIA S's avatar
FELICIA S

Paypal Customer Service

5
Always find Paypal customer service excellent and like the rewards they’ve recently given. Reviewed on: 6th May 2026
Dee's avatar
Dee

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