Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171154)

Quick and easy, take seconds to get approved for cre...

Quick and easy, take seconds to get approved for credit, no credit checks Reviewed on: 7th July 2026

An easy and convenient line of credit.

An easy and convenient line of credit. Having 0% for four months has been very helpful as it's allowed me to buy furniture after moving without paying any interest. I do wish balances would update faster after you make a payment, but that's a minor problem. Reviewed on: 7th July 2026

What does PayPal mean to me.

What does PayPal mean to me. It means security and peace of mind when making purchases. Reviewed on: 7th July 2026

PayPal offer an exceptional service.

PayPal offer an exceptional service. Reviewed on: 7th July 2026

User Friendly

Have found PayPal very easy to use widely accepted Reviewed on: 7th July 2026

Safe when paying with pay pal

I feel very safe paying with paypal when buying items i know if there is a problem they sort it out Reviewed on: 7th July 2026

Excellent , never disssapoints .

Excellent , never disssapoints . Have been using for years Reviewed on: 7th July 2026

Very convinient bit I was not happy when I did not g...

Very convinient bit I was not happy when I did not get a refund after I did not recieve some goods. Reviewed on: 7th July 2026

A trusted bank

A trusted bank safe queries dealt with promptly & successfully Reviewed on: 7th July 2026

Great service

Brilliant service, any issues I’ve had as regards orders or payments have been dealt with straight away. I would recommend Pay Pal to anyone. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94072 reviews
Payments
from PayPal 4.70 from 3834 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub