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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171343)

Simple application, straight forward and recieved fu...

Simple application, straight forward and recieved fund in a few minutes after the process of approval. i have used it on multiple occasions Reviewed on: 7th July 2026

Never had any issues helpful and answer questions pr...

Never had any issues helpful and answer questions promptly Reviewed on: 7th July 2026

Absolutely fantastic service your money is safe in o...

Absolutely fantastic service your money is safe in one place and there always there to help if you need support with financial difficulties. Best service for me and my family Reviewed on: 7th July 2026

Always had a positive experience.

Always had a positive experience. Would recommend to everyone Reviewed on: 7th July 2026

Paypal credit is useful with giving me time to pay s...

Paypal credit is useful with giving me time to pay stuff off without interest. Reviewed on: 7th July 2026

Trusted way of making purchases.

I’ve used PayPal for years as I find it a trusted and convenient way of paying for things. Reviewed on: 7th July 2026

Best app for payment I have ...

The card was used initially for online debit purchases which was very easy. Then the card started offering interest free terms which made it even more attractive. The online application is very easy to follow and statements payments et cetera are all very clear. Altogether a good package and reasonable rates too unlike most of the UK credit cards you want to rip your arms off. Reviewed on: 7th July 2026

Definitely recommend PayPal credit!

I don’t have credit, I do not like so much interest etc if I can’t afford I don’t have. However when my lens broke and I needed a replacement needs must do I got one off PayPal credit as they give you 3 months interest free credit so I got it paid off as soon as I could. It’s the only credit other than my mortgage that I have. I’ve used it a few times now, I had a problem once before when I sent a payment with it and it didn’t go through but it was showing in my account, I called them and they said it would go back in as it was failed on the sellers end so all was good. Never had a problem since it’s always good as a fall back on, it’s pulled me out of some sticky situations. I would definitely recommend! My husband has used it once too on the pay in 3 that’s ace too. Definitely worth looking into if your stuck! Reviewed on: 7th July 2026

My experience with pay pal has been very good

My experience with pay pal has been very good Reviewed on: 7th July 2026

PayPal friend

Perfect for those moments when you need to book for holidays. Have been using PayPal for 5 years now. Would recommended to anyone Reviewed on: 7th July 2026

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