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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,434 reviews, last reviewed 15th May 2026
2610550% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was super efficient and easy. It was super efficient and easy. Reviewed on: 15th May 2026
Darren's avatar
Darren

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107434)

Paypal - Does a Great Job

5
I use PayPal regularly and any credit has been straight forward similarly with any queries or issues, always quickly and efficiently resolved. Reviewed on: 6th May 2026
Jake A's avatar
Jake A

Always an easy service to use , makes paying straigh...

5
Always an easy service to use , makes paying straight forward. Good value for money too! Reviewed on: 6th May 2026
Daisy 's avatar
Daisy

I've been using PayPal for years and never had any i...

5
I've been using PayPal for years and never had any issues so when they came out with PayPal credit I took advantage of it when booking flights to give myself peace of mind. Reviewed on: 6th May 2026
Amber D's avatar
Amber D

Great experience love to use to split up big purchas...

5
Great experience love to use to split up big purchases as I am not great at saving on my own. Reviewed on: 6th May 2026
Brittany c's avatar
Brittany c

I have always used PayPal for any payment.

5
I have always used PayPal for any payment. To send money to my friends and family. PayPal never failed me. It so much easier than other money apps. Reviewed on: 6th May 2026
Oumayma Salhi-Neil's avatar
Oumayma Salhi-Neil

Helpful for spreading payments out and easy and secu...

5
Helpful for spreading payments out and easy and secure using the app Reviewed on: 6th May 2026
Sarah C's avatar
Sarah C

Generally very good and secure You get the feeling t...

5
Generally very good and secure You get the feeling that someone has got your back Reviewed on: 6th May 2026
Peter M's avatar
Peter M

An Honest Review

5
Very handy at times and it's good knowing the security behind PayPal. Interest is high if you don't have the ability to pay it off in a timely manner Reviewed on: 6th May 2026
Carolyn McGonigle's avatar
Carolyn McGonigle

No concerns.

5
No concerns. Very supportive, good experince with pay pal Reviewed on: 6th May 2026
R M's avatar
R M

Easy transactions great service.

5
Easy transactions great service. Always works system never down Reviewed on: 6th May 2026
Ian Watson's avatar
Ian Watson

Review PayPal: PayPal Credit now

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