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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171506 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171518)

Using PayPal credit is easy but.....

Using PayPal credit is easy but the statements and looking for payments on each account is a bit confusing Reviewed on: 7th July 2026

A few problems to start with, but mange’s to resolve...

A few problems to start with, but mange’s to resolve them Reviewed on: 7th July 2026

Been great with PayPal since day one

Been great with PayPal since day one Reviewed on: 7th July 2026

Flexible, Friendly and First Rate Finance.

Flexible, Friendly and First Rate Finance. Reviewed on: 7th July 2026

PayPal credit enabled me to be flexible with buying...

PayPal credit enabled me to be flexible with buying important and vital items for my personal well being and career / aspirations. Love it. Reviewed on: 7th July 2026

Very helpful with affordable payments

Very helpful with affordable payments Reviewed on: 7th July 2026

PayPal Credit Card

The PayPal Cashback Mastercard delivers excellent value for regular PayPal users. The combination of 3% cash back through PayPal, 1.5% everywhere else, and no annual fee makes it a solid everyday card. Reviewed on: 7th July 2026

There when you’re still waiting for your pay day

Like every credit, if you’re still waiting for your pay day and you really want something PayPal will let you have it. And you can pay with PayPal credit almost everywhere also the same with holidays, 0 interest Reviewed on: 7th July 2026

Easy & Safe

Have used Paypal for some time now either Credit, pay in 3 and most recently have got their Debit Card and have already made £10 back. Paypal is quick, easy & above all safe. Reviewed on: 7th July 2026

Customer friendly, realistic in every sense and very...

Customer friendly, realistic in every sense and very professional in their day to day activities. Always on the "look out". Reviewed on: 7th July 2026

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