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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107528 reviews)

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4.90

Based on 107,528 reviews, last reviewed 15th May 2026

2614950% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always happy to use and is easy, Always happy to use and is easy, Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107528)

Quick and easy services, easy to use and easy to...

Quick and easy services, easy to use and easy to pay Reviewed on: 6th May 2026

I love the pay in 3 option.

I love the pay in 3 option. It really helps when making large purchases. Reviewed on: 6th May 2026

Very convenient.

Very convenient, very easy to keep track of. More accessible than other credit. Reviewed on: 6th May 2026

PayPal credit is extremely useful when you need to b...

PayPal credit is extremely useful when you need to buy something urgently but haven’t got the money. It has been extremely useful over the last few month after finding out I am expecting twins, especially as I have need to buy quite a lot of products. Great company! Reviewed on: 6th May 2026

From start to finish it’s a smooth experience.

From start to finish it’s a smooth experience. It’s so easy to use, the app is simple and I love there’s always a two factor authentication to enter the app and to make a purchases, means I know my account is safe. Reviewed on: 6th May 2026

Love Paypal very easy to use and very efficient in a...

Love Paypal very easy to use and very efficient in all aspecs Reviewed on: 6th May 2026

Always fast, and helpful and excellent at sorting is...

Always fast, and helpful and excellent at sorting issues if you have any Reviewed on: 6th May 2026

Every monetary need has been met by PayPal.

Every monetary need has been met by PayPal. Reviewed on: 6th May 2026

Great experience , fantastic customer support

Great experience , fantastic customer support Reviewed on: 6th May 2026

very effective...

What does cost-of-living crisis it’s very effective to have the worry taken away by using PayPal credit spreading the cost and still being able to provide and also it’s a big peace of mind that PayPal is always there to protect your transactions Reviewed on: 6th May 2026

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