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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171657 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171687)

Reliable

Never had any issues. Perfect service every time Reviewed on: 7th July 2026

My issues have been resolved via paypal when purchas...

My issues have been resolved via paypal when purchased faulty items Reviewed on: 7th July 2026

I wanted to a balance transfer to a 0% credit card b...

I wanted to a balance transfer to a 0% credit card but this was not an option Reviewed on: 7th July 2026

Love PayPal they are very good when have a problem.

Love PayPal they are very good when have a problem. They sort it out very quickly when delivery’s don’t turn up etc and the service is easy to use and navigate Reviewed on: 7th July 2026

Sunshine in your pocket always

Absolutely amazing and especially customer care tip top Reviewed on: 7th July 2026

My super quick saviours

PayPal have always dealt with my problems super quick efficiently and with the utmost respect for me Reviewed on: 7th July 2026

Amazing no issue big help and great in a pinch...

Amazing no issue big help and great in a pinch Reviewed on: 7th July 2026

PayPal just feels safe, for me it’s a must use for a...

PayPal just feels safe, for me it’s a must use for all my online purchases Reviewed on: 7th July 2026

I'd be lost without it

Paypal credit is very easy to use and accessible on a wide array of websites too. It's often a go to especially with the pay in three option that makes it competitive with klarna. I'm very appreciative for my PayPal credit account. Reviewed on: 7th July 2026

Very satisfied with experience, fast and easy to set...

Very satisfied with experience, fast and easy to set up direct debits, payments nowhere near over the top and very suitable and easy to pay back , as someone with 2 small children this has helped keeping everything above board and affordable Reviewed on: 7th July 2026

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