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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171761 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171761)

Room to improvement

Overall good however there were a occaions when unexpected events happend and it was time consuming to resolve them. I got impression that buyer is less important than a seller. Reviewed on: 7th July 2026

It is a safe and reliable way to pay online or in pe...

It is a safe and reliable way to pay online or in person now with the physical card. Easy to use and everything is explained. It’s very easy to keep a check on your expenditures. I have used PayPal for many years and trust it completely . Reviewed on: 7th July 2026

I love PayPal very easy to use !!

I love PayPal very easy to use very handy to have credit to buy items and pay after, give me comfort Reviewed on: 7th July 2026

would reccomend

I really like using PP credit as it is like a credit card all in one place Reviewed on: 7th July 2026

Everything has been well explained and in detail, si...

Everything has been well explained and in detail, simple and straight forward. You don’t feel Any stress and very accessible. Reviewed on: 7th July 2026

PayPal credit is a fantastic option.

PayPal credit is a fantastic option. I use the facility sensibly for planned purchases, make payments on time, and keep my account well maintained. I have never relied on it for day-to-day living expenses, but it has helped me spread the cost of larger purchases while remaining within my budget allowing for flexible payments Reviewed on: 7th July 2026

Easy way to pay

Excellent way to pay for larger more expensive items without having to pay interest. Very straightforward process Reviewed on: 7th July 2026

It's been great.

It's been great.And easy to use.Was able to use it in purchasing my new hp laptop and payment plan was reflex and easy to return with no interest Reviewed on: 7th July 2026

PAYPAL, TOP CLASS FINANCE.

i AM 78 YEARS OLD, AND ON A STATE PENSION ONLY, I AM INDEBTED TO PAYPAL AS IT ALLOWS ME TO PURCHASE ITEMS, I COULD NEVER AFFORD TO PAY FOR. PAYPAL ARE COMPLETELY RELIABLE AND SAFE, AND I USE THEM ALL THE TIME, AND ALWAYS HAVE THE ABILITY TO REPAY IN INSTALLMENTS WHEN MY PENSION IS PAID OUT. THANK YOU PAYPAL. Reviewed on: 7th July 2026

Best by far! Fast and easy!

Fast and easy! Really enjoy the 4 months interest free! Keep being you Paypal Reviewed on: 7th July 2026

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