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PayPal: PayPal Credit reviews

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4.90
Based on 107,574 reviews, last reviewed 15th May 2026
2617100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with PayPal. Never had a problem with PayPal. My go to for online shopping. No interest after so long and pay when you want Reviewed on: 15th May 2026
Marks's avatar
Marks

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107574)

PayPal credit is easy to use

5
PayPal credit is easy to use and easy to access Reviewed on: 6th May 2026
Alison Leek's avatar
Alison Leek

Great service can use at a lot of online shops...

5
Great service can use at a lot of online shops Reviewed on: 6th May 2026
Neil 's avatar
Neil

Excellent

5
When ive had a query previously, they were very quick to help. Its very simple to sort! Reviewed on: 6th May 2026
Caitlin D's avatar
Caitlin D

I use PayPal credit to manage my phone bill.

5
I use PayPal credit to manage my phone bill. I really enjoy the fact that I can choose the direct debit option for my monthly payment each month. This takes all of the stress about forgetting to pay away! I also like how PayPal offers the credit option for other purchases Which is always an option when shopping Reviewed on: 6th May 2026
Jack Hollinshead's avatar
Jack Hollinshead

I have been using Paypal for over 10years now for Re...

5
I have been using Paypal for over 10years now for Receiving Paynents, Sending payments and Pay in 3. The Service has been very good and helpful in budgeting for shopping. Complaints arecqlways handled well. Reviewed on: 6th May 2026
Laura D's avatar
Laura D

Easy to use, low interest, easy payment options

5
Easy to use, low interest, easy payment options Reviewed on: 6th May 2026
Lisa's avatar
Lisa

Easy to use, and you have options

5
Easy to use, and you have options Reviewed on: 6th May 2026
Andrea M's avatar
Andrea M

Easy to use and pay off.

5
Easy to use and pay off. Reports and statements easy to access. I kept well informed with a monthly email reminding me to look at my PayPal statements Reviewed on: 6th May 2026
Susan B's avatar
Susan B

I’ve used PayPal for years and find it the easiest w...

5
I’ve used PayPal for years and find it the easiest way to pay and extremely easy to use, all information is clear and simple Reviewed on: 6th May 2026
Andy R's avatar
Andy R

PayPal Credit has really helped when we needed it mo...

5
PayPal Credit has really helped when we needed it most to purchase items quickly and without putting a massive dent in our finances. The flexibility is great and interest free period generous. Reviewed on: 6th May 2026
KE's avatar
KE

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