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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,612 reviews, last reviewed 15th May 2026
2618650% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great trusted service I have been using it many years. Had no issues that could not be resolved to my satisfaction. It’s quick and convenient and I trust it. Reviewed on: 15th May 2026
Stacy's avatar
Stacy

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107612)

Great offers, great app and excellent customer service

5
Great offers, great app and excellent customer service Reviewed on: 6th May 2026
Christopher M's avatar
Christopher M

Paypal Credit is perfect for those larger purchases!

5
Paypal Credit is perfect for those larger than usual purchases. With different ways to pay, often with zero percent interest I never have any qualms in using Paypal Credit. Paypal Credit is my number one "GoTo" when I need to make a bigger purchase that I want to spread over a period of time. I've never had any issues with communication or with getting answers when I have questions. The protection and security that Paypal Credit provides me is first class. Reviewed on: 6th May 2026
Mark Marooth's avatar
Mark Marooth

Never had any issues.

5
Never had any issues. customer service with PayPal is always quick and efficient! Excellent service Reviewed on: 6th May 2026
Lucia J's avatar
Lucia J

Easy to managing, good support from the team if any...

4
Easy to managing, good support from the team if any issues Reviewed on: 6th May 2026
Jelena S's avatar
Jelena S

Have not had any bad experiences with PayPal.

5
Have not had any bad experiences with PayPal. I would say it’s rather convenient. Reviewed on: 6th May 2026
Daniel A's avatar
Daniel A

Best retail financial provider.

5
Best retail financial provider. I have been using PayPal for about 15 years and have been happy with the ease of use and the security features. Reviewed on: 6th May 2026
C M Santosh Kumar's avatar
C M Santosh Kumar

Paypal is a good easy way to help you out when needed.

5
Paypal is a good easy way to help you out when needed. It’s easy to use and can. r used in a number of places Reviewed on: 6th May 2026
Nicola B's avatar
Nicola B

Easy to use, accepted widely online.

5
Easy to use, accepted widely online. I find it a very simple way to spread the cost of my online purchases. Reviewed on: 6th May 2026
Martin B's avatar
Martin B

Available & efficient to use

5
Available at a lot of vendors, very efficient to use Reviewed on: 6th May 2026
Will's avatar
Will

Been with PayPal for years brilliant customer suppor...

5
Been with PayPal for years brilliant customer support and care Reviewed on: 6th May 2026
Nige's avatar
Nige

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