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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171776 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171790)

Had great experience.

Had great experience. No issues. Couldn’t be without it. Reviewed on: 7th July 2026

I have used PayPal credit a few times, it works

I have used PayPal credit a few times, it worked for me it's a great asset to have when you need a hand to get something you want and pay over 4 months what could be better than that. Any problems and PayPal is there to help Reviewed on: 7th July 2026

I’ve used PayPal Credit for purchases where I wanted...

I’ve used PayPal Credit for purchases where I wanted to spread the cost over time. The application process was straightforward, and using it at checkout with PayPal was simple. I found it useful for larger purchases, especially when promotional interest-free periods were available and I paid the balance before the offer ended. The online account made it easy to track my balance and payments. Reviewed on: 7th July 2026

PayPal credit

Really good especially with Paypal credit it helps having to pay it off slowly & good customer service Reviewed on: 7th July 2026

Something to consider

I use PayPal but have never used PayPal credit Reviewed on: 7th July 2026

Excellent value & easy to use

Excellent value & easy to use app which feels very safe. Never had any issues Reviewed on: 7th July 2026

Easy and Effortless to use

I’ve used PayPal credit several times and it helps me spread the cost easily and effortlessly Reviewed on: 7th July 2026

Always there when I want it.

Always there when I want it. So easy to yse Reviewed on: 7th July 2026

A bit disappointed

Initially I was disappointed with it. Maybe I did not understand how it worked. I still don't understand how the payment system works. For example, you pay off the credit and it takes days to show up on the account. Reviewed on: 7th July 2026

PayPal flexibility

helped me purchase items i required quickly that normally would be too expensive. with PayPal having a means to pay down that was inexpensive and convenient and flexible. Reviewed on: 7th July 2026

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