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PayPal: PayPal Credit reviews

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4.90
Based on 107,650 reviews, last reviewed 15th May 2026
2620450% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is the best! In a nutshell PayPal is the most reliable and most trustworthy online Payment system with a very user friendly website. And thank you for providing su... Read more Reviewed on: 15th May 2026
Lucy P's avatar
Lucy P

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107650)

very helpful reminders and easy to use app

5
very helpful reminders and easy to use app Reviewed on: 6th May 2026
Emma 's avatar
Emma

More Than Just Peace Of Mind

5
Easy, safe and secure payment options to suit every budget and bring that Paypal 'peace-of-mind' to everyday, luxury and unusual purchases! Reviewed on: 6th May 2026
Jagsman's avatar
Jagsman

Excellent service with peace of mind shoping everywh...

5
Excellent service with peace of mind shoping everywhere. Paypal gives me security to make payments Reviewed on: 6th May 2026
Hamad H's avatar
Hamad H

Reliable Service and Great Support

5
I’ve been using PayPal Credit for a couple of years now and I really appreciate the service — not just the credit itself, but the customer service as well. I was recently charged a late payment fee even though I had already paid, due to a date confusion. A quick phone call was all it took for them to resolve the issue and refund the charge. Really happy with the support Reviewed on: 6th May 2026
Li's avatar
Li

Great company and excellent service provided

5
Great company and excellent service provided Reviewed on: 6th May 2026
Matt C's avatar
Matt C

Very accesible, clear trading conditions, speedy res...

5
Very accesible, clear trading conditions, speedy response se to queries. Reviewed on: 6th May 2026
Simon C's avatar
Simon C

Always helpful when needed to contact Also make the...

5
Always helpful when needed to contact Also make the payment system easy to understand! Reviewed on: 6th May 2026
Dan E's avatar
Dan E

Great credit service, easy to use with sensitive pay...

5
Great credit service, easy to use with sensitive payment reminders. Reviewed on: 6th May 2026
Joseph S's avatar
Joseph S

Easy to use, available to anyone

5
Easy to use, available to anyone Reviewed on: 6th May 2026
Diana F's avatar
Diana F

I have always appreciated the extra security paying...

5
I have always appreciated the extra security paying with PayPal, the customer service team deal with issues quickly and efficiently I have never had any issues and I always feel safe to Pay through paypal Reviewed on: 6th May 2026
Natalie m's avatar
Natalie m

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