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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171816)

Always been very pleased.

5
Always been very pleased. Whenever I have had question I’ve managed to contact someone and they have helpfully and very patiently explained or given me the answer to my questions. Reviewed on: 7th July 2026

PayPal perfection

5
Safe and easy to use gives peace of mind knowing your money is well looked after Reviewed on: 7th July 2026

Brilliant

5
In a word value question before recommending friends I would all day but dont want to force people into debt Reviewed on: 7th July 2026

Great experience, fast service, enjoyable to use.

5
Great experience, fast service, enjoyable to use. Easy to use Reviewed on: 7th July 2026

simple, efficient.. will always be my first choice !

5
Sitting in my lounge, looking to make a purchase, knowing my bank card is in my purse in another room. Paypal, allows me to attach my card and pay for things quickly and efficiently. I have only had the need to speak to customer service on one occassion and they were exceptional. Reviewed on: 7th July 2026

PayPal credit is a great form of credit and has help...

5
PayPal credit is a great form of credit and has helped me in so many ways. I have been using PayPal for over 10 years so they accepted me for a PayPal credit account straight away ! Reviewed on: 7th July 2026

PayPal is my favourite pay- in- installments scheme.

5
PayPal is my favourite pay- in- installments scheme, they have a wide range of instllment plans, from 3 to 36 payments. The service is always fast, friendly, and reliable.. The only drawback to using PayPal is that it is not available everywhere. Reviewed on: 7th July 2026

Easy to use and offering comfortable assurances whil...

5
Easy to use and offering comfortable assurances whilst purchasing online. Reviewed on: 7th July 2026

PayPal credit

5
PayPal credit was easy to arrange and is very user friendly in the app. Reviewed on: 7th July 2026

Reliable, safe and well trusted.

5
Reliable, safe and well trusted. Paypal is my go to for online payments as it feels safe ad secure and never had any issues Reviewed on: 7th July 2026

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