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PayPal: PayPal Credit reviews

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4.90
Based on 107,675 reviews, last reviewed 15th May 2026
2621600% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is so easy to setup and use Paypal is so easy to setup and use both online and in-store. Very user friendly Reviewed on: 15th May 2026
Rhoda M's avatar
Rhoda M

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107675)

Have always found the app easy to use.

5
Have always found the app easy to use. The pay in 3 option is really good, never used the "credit" option yet, as interest rate is higher than my credit card usually in. Reviewed on: 6th May 2026
Allan H's avatar
Allan H

I have been using PayPal over 10 years and I always...

5
I have been using PayPal over 10 years and I always feel safe using it linking my current bank account to PayPal account gives extra layer of security. It is also widely accepted everywhere . With likes of PayPal credit and PayPal physical card I can use daily . In simple terms PayPal is just amazing Reviewed on: 6th May 2026
Vaseem A's avatar
Vaseem A

Great safe and easy way to pay secure payments and y...

5
Great safe and easy way to pay secure payments and you can track with paypal Reviewed on: 6th May 2026
Anita f's avatar
Anita f

Paypal is my go to payment option

5
PayPal is my go to payment option when purchasing online and sending money to family or friends. It is quick, easy, accessible, and makes me feel safe using it knowing my purchases are protected. The options for credit and pay in 3 are fantastic and I use them regularly for larger purchases. I love this service and would recommend it to everyone. Reviewed on: 6th May 2026
Sian 's avatar
Sian

Good service, great help.

5
Good service, great help. Gives flexibility Reviewed on: 6th May 2026
Tanvir 's avatar
Tanvir

Easy process and quick to be approved and receive th...

5
Easy process and quick to be approved and receive the card Reviewed on: 6th May 2026
Lesley H's avatar
Lesley H

Always happy to with services and feel protected whe...

5
Always happy to with services and feel protected when buying online Reviewed on: 6th May 2026
flojo_lu4@yahoo.co.uk's avatar
[email protected]

I have used PayPal for many years and only had good...

5
I have used PayPal for many years and only had good experiences Reviewed on: 6th May 2026
MR J's avatar
MR J

Seamless

5
Easy ways to pay, seamless options for credit. Reviewed on: 6th May 2026
Keith Scott's avatar
Keith Scott

Very convenient and easy steps to pay for services a...

5
Very convenient and easy steps to pay for services and goods onlune Reviewed on: 6th May 2026
Karl D's avatar
Karl D

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