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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171832)

Exellent options for payment and allowing me to have...

5
Exellent options for payment and allowing me to have 4 months interest free credit makes it really easy for me to manage large payments quickly. Reviewed on: 7th July 2026

paypal credit

5
Paypal credit helped me in a very hard time and im glad i had access to it Reviewed on: 7th July 2026

Super good

5
Super, excellent, very nice, helpful Reviewed on: 7th July 2026

excellent when there is a dispute.

5
excellent when there is a dispute. Very easy to use. Reviewed on: 7th July 2026

Superb service

5
Opening the account was easy and as I was already a PayPal user, there was nothing new to learn. Very satisfied so far and will keep using the service. The flexibility and convenience are great. Recommend them greatly Reviewed on: 7th July 2026

Good access to account to pay for variety of stuff

5
Good access to account to pay for variety of stuff Reviewed on: 7th July 2026

Always been very pleased.

5
Always been very pleased. Whenever I have had question I’ve managed to contact someone and they have helpfully and very patiently explained or given me the answer to my questions. Reviewed on: 7th July 2026

PayPal perfection

5
Safe and easy to use gives peace of mind knowing your money is well looked after Reviewed on: 7th July 2026

Brilliant

5
In a word value question before recommending friends I would all day but dont want to force people into debt Reviewed on: 7th July 2026

Great experience, fast service, enjoyable to use.

5
Great experience, fast service, enjoyable to use. Easy to use Reviewed on: 7th July 2026

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