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PayPal: PayPal Credit reviews

4.90
Based on 107,700 reviews, last reviewed 15th May 2026
2622750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and payment methods are easy to... Easy to set up and payment methods are easy to use Reviewed on: 15th May 2026
Simon D's avatar
Simon D

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107700)

Great way to pay

5
Great way to pay , spread payments with no extra charges Reviewed on: 6th May 2026

Peace of mind

5
Always use paypal to p[ay for online goods as it gives great peace opf mind and as a bonus is very easy to use Reviewed on: 6th May 2026

Ive been with paypal for over 15years and never had...

5
Ive been with paypal for over 15years and never had a problem. Most firms/shops take paypal on line. So easy to use. Reviewed on: 6th May 2026

Helping with family budget

5
Ive used PayPal credit long term for household items that may take me out of budget at times. 4 months interest free payment period has helped our family massively! Reviewed on: 6th May 2026

Great safe way to pay online and free credit over th...

5
Great safe way to pay online and free credit over the payment period Reviewed on: 6th May 2026

Very good experience

5
All the time everything works perfectly, never had any problems Reviewed on: 6th May 2026

I like paypal easy to payment every wheres specially...

5
I like paypal easy to payment every wheres specially more easy by PayPal card I'm very happy Reviewed on: 6th May 2026

I love spreading the cost over 4 months

4
I love spreading the cost over 4 months Reviewed on: 6th May 2026

Very easy to understand excellent terms of interest

5
Very easy to understand excellent terms of interest Reviewed on: 6th May 2026

PayPal Credit has been smooth experience overall

5
PayPal Credit has been a convenient payment option with a simple application process and easy account management through the app. Helpful when I needed extra flexibility with purchases. Easy to set automatic payments with affordable amount Reviewed on: 6th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review