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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171959)

When ever there has been been an issue you have help...

When ever there has been been an issue you have helped me to sort it out and you dealt with it quickly thank you. I feel safe and secure using your services so far.I have been with you for some time now. Reviewed on: 7th July 2026

Credit That Keeps Up With You

PayPal Credit has been an exceptionally convenient and reliable way for me to manage purchases online. The application process was quick, the credit limits were fair, and the flexibility it offers has made budgeting far easier. I especially appreciate the interest‑free promotional periods, which make larger purchases feel manageable without added pressure. The integration with my PayPal account is seamless, and every transaction feels secure and transparent. Overall, PayPal Credit has become one of my most trusted digital payment tools, and I highly recommend it to anyone looking for a simple, flexible credit option. Reviewed on: 7th July 2026

Quick and easy to use.

Quick and easy to use. I feel it is a secure way to pay online Reviewed on: 7th July 2026

paypal helped me out when i needed to order parts fo...

paypal helped me out when i needed to order parts for my car and never had sufficient funds in my main account which got me back on the road without losing time at work Reviewed on: 7th July 2026

Excellent app and convenient online payment method

I find PayPal credit very easy and convenient to use when online shopping. The app allows me to easily track my spending, and make payments with ease too. Reviewed on: 7th July 2026

a good product for quick and unexpected expenses.

a good product for quick and unexpected expenses. Easy to use and repay Reviewed on: 7th July 2026

Really good service, never have a problem, I like th...

Really good service, never have a problem, I like that i can pay for shoping online on majority of shops using PayPal Reviewed on: 7th July 2026

Great service and really easy to use.

Great service and really easy to use. PayPal Credit has been reliable, quick, and convenient for everyday purchases. Reviewed on: 7th July 2026

My money is safe and it’s easy to use

My money is safe and it’s easy to use Reviewed on: 7th July 2026

Good friend

Excellent. Easy to use , no hassle and with rewards. Makes day to day life a little easier especially when you’re waiting for a new card. Like a good friend! Reviewed on: 7th July 2026

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