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PayPal: PayPal Credit reviews

4.90
Based on 107,749 reviews, last reviewed 15th May 2026
2625100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

5 star service Excellent service. Fast convenient way to manage payments Reviewed on: 15th May 2026
Baiba J's avatar
Baiba J

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107749)

I have used PayPal for many year's and have always h...

5
I have used PayPal for many year's and have always had excellent service and find no problems with them. Always recommend. Reviewed on: 6th May 2026

My Experience

4
PayPal have been very helpful and supportive when I've utilised their services. Reviewed on: 6th May 2026

Great service

5
Efficient prompt, trustworthy-everything you need Reviewed on: 6th May 2026

Safe and secure

5
Within a years I've noticed that paypal is most reliable and secure paying and controlling your money option. Loads affordable credit options . Safe transactions. Reviewed on: 6th May 2026

Its just more convenient than high street banks...

5
Its just more convenient than dealing with high street banks ... Full Stop Reviewed on: 6th May 2026

Used them for over 10 years.

5
Used them for 10+ years. Have never had a problem! Reviewed on: 6th May 2026

Very easy to use and if you have a problem they sort...

5
Very easy to use and if you have a problem they sort it for you. Reviewed on: 6th May 2026

Quick and easy to use, Simplifies paying for goods...

5
Quick and easy to use, Simplifies paying for goods so you don’t have to worry about imputing bank details every time you purchase something Reviewed on: 6th May 2026

When ever I have a problem with a purchase or refund...

5
When ever I have a problem with a purchase or refund, PayPal solve the problem the same day. I’ve been very happy with the service and have been with PayPal for years. Reviewed on: 6th May 2026

PayPal is now an integral part of everyday life.

5
PayPal is now an integral part of everyday life. Cash was king but PayPal is the new kid on the block. Reviewed on: 6th May 2026

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