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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172136)

Fantastic service.

Fantastic service. Easy to use web site. Reviewed on: 7th July 2026

PayPal is helpful

PayPal is helpful when making payments online and the use of the credit option is great when needed. Reviewed on: 7th July 2026

Been using PayPal for over 10years now,the experienc...

Been using PayPal for over 10years now,the experience and customers service is highly recommended Reviewed on: 7th July 2026

I always use PayPal and never ever had any issues.

I always use PayPal and never ever had any issues. It’s always really straight forward and easy to use - so much better than normal payments and I know that I have cover too when buying things online, having the protection makes it 100 times more stress free! Reviewed on: 7th July 2026

Flexible and doesn’t tempt you into trouble

PayPal credit is flexible, and doesn’t offer you lots of credit increases like other companies do tempting you into financial trouble. Reviewed on: 7th July 2026

Loyal Customer

I have been using PayPal for twenty years, and it is my go to payment method. Very convenient and a great choice of payment options, including interest free ‘pay in 3’ and ‘pay later’, which are great value. I would highly recommend PayPal as a credit provider Reviewed on: 7th July 2026

Great service never any problems

Great service never any problems Reviewed on: 7th July 2026

Cheers to your 'Credit...

PayPal Credit helps to buy the 'more expensive items, that us ,'Poor Little People couldn't buy 'otherwise!?! So,,, thanks a lot PayPal! You really are a "Pal... And that's to, your 'Credit!!! You "GREAT BUNCH OF LADS!!! Reviewed on: 7th July 2026

Excellent payments service, quickly and secure.

Excellent payments service, quickly and secure. Reviewed on: 7th July 2026

Easy to use, efficient and cost effective.

Easy to use, efficient and cost effective. Always able to get helpful advice from customer services Reviewed on: 7th July 2026

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