Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,820 reviews, last reviewed 15th May 2026
2628350% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is versatile And functional PayPal is versatile And functional way to bank and access funds. It supports large purchases and support those families with less available income to ... Read more Reviewed on: 15th May 2026
CMMC's avatar
CMMC

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (107820)

Excellent

5
Not had one problem, everything has been smooth and plain sailing Reviewed on: 6th May 2026
Gemma s a's avatar
Gemma s a

I’ve had a great experience with PayPal Credit.

5
I’ve had a great experience with PayPal Credit. It’s easy to use, integrates smoothly with PayPal, and the flexible payment options make managing purchases simple. The interest-free periods are especially helpful if you stay on top of payments. Highly recommend! Reviewed on: 6th May 2026
CC's avatar
CC

PAYPAL IS THE BEST

5
Paypal is the best life is so easy with this app you can 101% trust on Paypal Reviewed on: 6th May 2026
Anupam's avatar
Anupam

Paypal credit is easy to navigate and on my terms I...

5
Paypal credit is easy to navigate and on my terms I dont get hounded for repayments i can clearly see what I have left to pay as well as my pay by date Reviewed on: 6th May 2026
Paige w's avatar
Paige w

Easy to use for shopping

5
Easy to use and handy when paying for shopping to know you have secure payment Reviewed on: 6th May 2026
JK's avatar
JK

Convenience, security & Brand familiarity.

5
Convenience, security & Brand familiarity. Paypal credit is also useful and even refunds to paypal are processed back to the original bank account immediately. Never any issues and widely used across many platforms Reviewed on: 6th May 2026
nathan w's avatar
nathan w

Paypal are easy to use.

5
Paypal are easy to use. The app is simple to navigate. Earlier this year when I had an issue on my account, customer services helped sort it out quickly and easily. Reviewed on: 6th May 2026
SaraC's avatar
SaraC

Always helpful and so easy to use

5
Always helpful and so easy to use Reviewed on: 6th May 2026
Jack S's avatar
Jack S

Easy to use

5
Easy to use with online help . Quick and easy to contact PayPal Reviewed on: 6th May 2026
Clive W's avatar
Clive W

Paypal account personal

5
Any problems with suppliers paypal always resolved the matter in hand . Reviewed on: 6th May 2026
William Clark's avatar
William Clark

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill