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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
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rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172284)

Paypal credit or you will regret it

5
PayPal is so secure and easy to use it’s a click of a button and it’s done , the PayPal credit is fab gives you more time to pay and I wouldn’t have it any other way , give it a try today Reviewed on: 7th July 2026

my go-to payment method for larger purchases online...

5
my go-to payment method for larger purchases online and you can spread the costs out in manageable payments. Reviewed on: 7th July 2026

very user friendly, work well and fast.

5
very user friendly, work well and fast. Reviewed on: 7th July 2026

Trustworthy site

5
Very secure site easy to use and fully trustworthy. Reviewed on: 7th July 2026

Great website.

5
Great website. Easy to find what I need. Everything explained in plain English. Easy to arrange payments. Check-out existing pending item's. Reviewed on: 7th July 2026

First class company

5
Staff are excellent whenever I need assistance. I have never had a problem since I joined years ago. Reviewed on: 7th July 2026

PayPal is really good when u can buy thing and pay e...

5
PayPal is really good when u can buy thing and pay each month don’t charge much interest either not like most credit card do would well recommend to all friends and family what a great thing PayPal credit is thank you Reviewed on: 7th July 2026

I have used PayPal for over 20 years and had no prob...

5
I have used PayPal for over 20 years and had no problems Reviewed on: 7th July 2026

I use PayPal to securely pay for all my purchases..

5
I use PayPal to securely pay for all my purchases online. I also use 0% for 4 months pay in instalments for larger purchases as a way of spreading the cost without interest Reviewed on: 7th July 2026

I’ve been using PayPal for around 20 years & will co...

5
I’ve been using PayPal for around 20 years & will continue to do while ever they continue to provide the quality service, that should tell you everything you need to know. thanks. Reviewed on: 7th July 2026

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