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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172512)

Payment in three is my favourite!

5
Payment in three is my favourite! Reviewed on: 7th July 2026

Good speedy response to my queries and complaints an...

5
Good speedy response to my queries and complaints and excellent speedy resolution Reviewed on: 7th July 2026

PayPal to the rescue!

5
PayPal Credit came to the rescue when I needed to finance a new computer. Easy application process with affordable payments. Couldn’t have got it without them! Reviewed on: 7th July 2026

Great service Great customer care just Great all ro...

5
Great service Great customer care just Great all round Reviewed on: 7th July 2026

Flexible and brilliant

5
Great experience, 0% options and accepted at most retailers Reviewed on: 7th July 2026

I have been using paypal for about 20 years or so an...

5
I have been using paypal for about 20 years or so and never had a problem that has not been resolved, so i will continue to use paypal for as long as i am alive Reviewed on: 7th July 2026

PayPal credit is so convenient, and transactions are...

5
PayPal credit is so convenient, and transactions are always easy and fast, I’d had no problem or issues with it, and also would highly recommend it to everyone Reviewed on: 7th July 2026

Secure payments

5
Super handy to make payments and with safety always in my mind I feel it’s the secure way to pay when offered. Reviewed on: 7th July 2026

Safe and secure service.

5
Safe and secure service. That are very useful when buy large items with geo low or zero % Reviewed on: 7th July 2026

The most trusted financial services

5
The most trusted financial services Reviewed on: 7th July 2026

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