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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172715)

Straightforward and simple to use

5
Straightforward and simple to use Reviewed on: 7th July 2026

Great service

5
I used PayPal credit to buy a DJ controller, it has been very flexible allowing me to pay the minimum payments or pay extra when I can to pay off sooner. Reviewed on: 7th July 2026

PayPal the best

5
I had a good experience with buying stuff and very safe and helpful Reviewed on: 7th July 2026

Reliable and safe service.

5
Reliable and safe service. I always pay via paypal as I feel confident I am protected. Reviewed on: 7th July 2026

It's OK never had a problem so don't no how good tge...

4
It's OK never had a problem so don't no how good tgey are Reviewed on: 7th July 2026

The terms are clear which makes it easy to understan...

5
The terms are clear which makes it easy to understand wha you're signing-up for, and the timeline for settling the credit. Reviewed on: 7th July 2026

great and easy

5
us paypal to buy many things it is easy fair and affordable Reviewed on: 7th July 2026

PayPal it’s fantastic

5
Every time I use PayPal it’s fantastic, different options to pay which includes pay in 3, PayPal credit, and PayPal debit, PayPal is my preferred choice every time Reviewed on: 7th July 2026

Convenient and easy.

5
Convenient and easy. Fast with clear information. Reviewed on: 7th July 2026

Seamless and flexible finance solutions for the onli...

5
Seamless and flexible finance solutions for the online shopper. Reviewed on: 7th July 2026

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