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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,942 reviews, last reviewed 15th May 2026
2633750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use ! Easy to use ! Straightforward! No hidden fees or anything like that ! Reviewed on: 15th May 2026
A B's avatar
A B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107942)

Good service and easy to use.

5
Good service and easy to use., affordable and convientent . Reviewed on: 6th May 2026
Mason B's avatar
Mason B

PayPal Credit helps me to purchase goods online.

5
PayPal Credit helps me to purchase goods online. Goods that are more expensive than I can afford at the time of purchase but gives me time to pay for them. I can pay off the cost of the goods at a price I can afford each month. Reviewed on: 6th May 2026
Evelyn 's avatar
Evelyn

Fantastic !!

5
If I didn't get Paypal credit or Paypal pay in 3, I would not of been able to purchase the items that I did. A great way to spread the cost with no interest. Reviewed on: 6th May 2026
vanessa l's avatar
vanessa l

Easy to use, 4 months no interest is great

5
Easy to use, 4 months no interest is great Reviewed on: 6th May 2026
Misho's avatar
Misho

Its a useful tool to help manage my money

4
Its a useful tool to help manage my money Reviewed on: 6th May 2026
Ne L's avatar
Ne L

Great customer service I never need to worry about m...

5
Great customer service I never need to worry about my account it definitely safe Reviewed on: 6th May 2026
Cerys P's avatar
Cerys P

Would recommend to anyone.

5
Would recommend to anyone. A great and helpful service Reviewed on: 6th May 2026
Niall R's avatar
Niall R

Perfect and Great

5
Great and fast and exactly what you need at the right time time Reviewed on: 6th May 2026
Andrei D's avatar
Andrei D

Had problem with eBay not sending item so when ask r...

5
Had problem with eBay not sending item so when ask refund PayPal always updates me Reviewed on: 6th May 2026
Warren M's avatar
Warren M

Always easy to use, helpful when you need a little h...

5
Always easy to use, helpful when you need a little help. The app works very well. Pay in 3 without extra charge is very good. I would like the payment to be taken automatically same day from the bank as sometimes is a little delay. Reviewed on: 6th May 2026
andrada p's avatar
andrada p

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