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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172923)

very effective supportive customer service team addr...

5
very effective supportive customer service team addressing our concerns and very friendly. Reviewed on: 7th July 2026

PayPal is convenient, makes life easier to pay for...

5
PayPal is convenient, makes life easier to pay for my online purchases. Reviewed on: 7th July 2026

Easy to use, easy to pay instalments via direct debit.

5
Easy to use, easy to pay instalments via direct debit. Reviewed on: 7th July 2026

I have only had to contact customers services once,...

5
I have only had to contact customers services once, but when I did they was fantastic, answered and delt with my query straight away. I felt confident that if I had any issues in the future i would be helped immediately with reassurance. Reviewed on: 7th July 2026

Went really smoothly, no concerns.

5
Went really smoothly, no concerns. Reviewed on: 7th July 2026

Amazing how it’s works, I was happy

5
Amazing how it’s works, I was happy Reviewed on: 7th July 2026

Helpful staff when dealing with payment enquiry.

5
Helpful staff when dealing with payment enquiry. Reviewed on: 7th July 2026

Excellent experience with PayPal credit, have used s...

5
Excellent experience with PayPal credit, have used several time for large purchases. I also use pay in 3 regularly as it’s great for convenience. Reviewed on: 7th July 2026

Helping an old lady out

5
I feel my online experience in buying is much safer with PayPal. I am of the older generation and struggle with technology Reviewed on: 7th July 2026

Fast and easy to manage on line, secure and save, fl...

5
Fast and easy to manage on line, secure and save, flexibility by paying in three payment with no add interest. Reviewed on: 7th July 2026

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