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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172486)

It's amazing

Awesome service by PayPal. Keep up the good work. Reviewed on: 13th June 2022

easy credit

credit when and where you want it, easily managed Reviewed on: 13th June 2022

You are the best!

Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022

Great idea, really helps with those small purchases

Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022

Awesome lender

Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022

Efficient

Never had any bad dealings with PayPal credit. Very efficient and fair. Helped me when I got scammed. Always reminding me about when payments due. Very satisfied customer Reviewed on: 13th June 2022

So easy

Very straightforward and safe to use Reviewed on: 13th June 2022

Brilliant

Great for making those more expensive items Reviewed on: 13th June 2022

Very good

Easy to pay with on line and I feel confident in paying with PayPal Reviewed on: 13th June 2022

Easy to use

No issues on re payments and protected Reviewed on: 13th June 2022

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