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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170938)

I find it so convenient to use on a daily...

5
I find it so convenient to use on a daily basis Reviewed on: 7th July 2026

Transaction are seamless

5
Transaction are seamless and service is very diverse. Reviewed on: 7th July 2026

PayPal credit is a great way to spread the cost with...

4
PayPal credit is a great way to spread the cost with no interest Reviewed on: 7th July 2026

Professional Helpful Friendly easy to contact and re...

5
Professional Helpful Friendly easy to contact and respond to issues Reviewed on: 7th July 2026

Absolutely great easy way to pay safely on line and...

5
Absolutely great easy way to pay safely on line and repayments great too Reviewed on: 7th July 2026

Using paypal and giving me a credit is a very big he...

5
Using paypal and giving me a credit is a very big help for my purchases online Reviewed on: 7th July 2026

Widely accepted, easy payment options for websites e...

4
Widely accepted, easy payment options for websites etc and now theres a card too. Interest free payment plans are not so clear on how to clear before interest accrual etc (on the app or website) Reviewed on: 7th July 2026

Just very helpful and everything is straight forward

5
Just very helpful and everything is straight forward Reviewed on: 7th July 2026

Great app

5
I havent had much to do with customer service but app is great and interest and flexibility are great Reviewed on: 7th July 2026

simple spread the payment .

5
So simple and easy to use ,with the peice of mind that you have security Reviewed on: 7th July 2026

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