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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180784)

Flexible use, even better with physical card, now

5
Flexible use, even better with physical card, now Reviewed on: 27th April 2026

PayPal credit is my go to method of payment.

5
PayPal credit is my go to method of payment. I only really use PayPal for anything online because I’ve got flexibility on the repayments. Can’t see me not using it for future purchases. Reviewed on: 27th April 2026

Absolutely outstanding company

5
ive been using PayPal for a very long time now and ive never experienced a bad issue. Always positive vibes from PayPal and now they seem to be offering more ways to pay for items, i would be lost if i didn't have paypal. Reviewed on: 27th April 2026

Fantastic service!

5
I have been using PayPal credit as a preferred payment method for more than 5 years. The overall experience is very user friendly and clear, far clearer than other providers. All transactions are easy to understand and the app is easy to navigate. I have recently used PayPal for a purchase using the pay in 4 with 0% interest. Again, very user friendly. Reviewed on: 27th April 2026

4mths interest free is a great Benefit!

5
4mths interest free period allows me to manage larger purchases and payments in an easy, scheduled manner - this is a great benefit throughout the year Reviewed on: 27th April 2026

5 star for purchases

5
I have used PayPal for many purchases and their customer support has always been very helpful. PayPal is easy to use when purchasing and clear to see your statement Reviewed on: 27th April 2026

Useful, easy to use and interest free options are good.

5
Useful, easy to use and interest free options are good. Reviewed on: 27th April 2026

Great to use

5
Easy to use great interest free offers Reviewed on: 27th April 2026

Never had a problem in ten years

5
Never had a problem in ten years Reviewed on: 27th April 2026

Easy to use, secure and provides options (e.

5
Easy to use, secure and provides options (e.g pay in 3) Reviewed on: 27th April 2026

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