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PayPal: PayPal Credit reviews

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4.90
Based on 98,650 reviews, last reviewed 6th May 2026
2208050% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and very professional, safe service Excellent and very professional, safe service Reviewed on: 6th May 2026
Muhammad Naz's avatar
Muhammad Naz

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (98650)

PayPal credit is really easy to use and was easy to...

5
PayPal credit is really easy to use and was easy to apply for. Great service all around! Reviewed on: 15th May 2024
Liam W's avatar
Liam W

PayPal is good for paying bills and a lot more.

5
PayPal is good for paying bills and a lot more. Reviewed on: 15th May 2024
Michael J's avatar
Michael J

Flexible, convenient and fully trusted

5
I've had a really excellent experience using PayPal Credit. The 4 month 0% offer is reliable and convenient. On one occasion I needed assistance with changing bank details and I received a quick response and useful guidance. Reviewed on: 15th May 2024
Will S's avatar
Will S

Finance option that works best!

5
Never had any problems with it, clear rules, 0% options available, working with lots of retailers - brilliant! Reviewed on: 15th May 2024
Kat K's avatar
Kat K

Never had an issue with them .

5
Never had an issue with them . Keep me up to date Reviewed on: 15th May 2024
Michelle R's avatar
Michelle R

Helps in a pinch

5
Affordable borrowing for unexpected expenses. I've never had a issue with using PayPal credit and I am able to choose the length of time to pay it back, and therefore the amount I pay per month. This gives me a lot of control when a stressful expense pops up. Reviewed on: 15th May 2024
Jae W's avatar
Jae W

Have used Paypal credit with no issues

5
Have used Paypal credit with no issues Reviewed on: 15th May 2024
J K's avatar
J K

Danadana

5
I don't know what to say, just brilliant! Reviewed on: 15th May 2024
Danuta C's avatar
Danuta C

I am using paypal credit and find it very useful for...

5
I am using paypal credit and find it very useful for bigger purchases Reviewed on: 15th May 2024
Deimante L's avatar
Deimante L

Quick and easy ways of paying.

5
Quick and easy ways of paying. Can use almost everywhere. Have really good 0% interest for 4 months! Reviewed on: 15th May 2024
Emma K's avatar
Emma K

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