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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178064 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178067)

Safer way to shop online.

Safer way to shop online. Credit availability is great too. Reviewed on: 24th April 2026

Good service

Activities are clear and helpful Reviewed on: 24th April 2026

never any issues using paypal, simple and easy way t...

never any issues using paypal, simple and easy way to pay for most things. Reviewed on: 24th April 2026

very good,nice and easy,help me when y need

very good,nice and easy,help me when y need Reviewed on: 24th April 2026

Great app very user friendly and easy ways to manage...

Great app very user friendly and easy ways to manage your money. Reviewed on: 24th April 2026

Trust PayPal and used it for years

Been using PayPal for years now, trust it and find it really simple to use. Often recommend to family, friends and everyone who has any reservations! Reviewed on: 24th April 2026

Great app

Can’t fault Paypal App way to access and use and choice of payment methods excellent. Reviewed on: 24th April 2026

PayPal is my go to

I’ve used PayPal credit now for years I li that I can make a purchase the get o% for 4 months and spread the banshee over 3 makes it easier to get what you want without saving up Reviewed on: 24th April 2026

Best credit I ever had.

Best credit I ever had. Easy to manage and mostly interest free. Reviewed on: 24th April 2026

Great Exerience with the PayPal.

Great Exerience with the PayPal.. Reviewed on: 24th April 2026

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