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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 98,650 reviews, last reviewed 6th May 2026
2208050% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and very professional, safe service Excellent and very professional, safe service Reviewed on: 6th May 2026
Muhammad Naz's avatar
Muhammad Naz

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (98650)

I mean who hasn't heard of PayPal?

5
Their app is easy to use and their customer service is 10/10. Reviewed on: 15th May 2024
Omar's avatar
Omar

Number ONE

5
Wide spread hustle free finance provider. Reviewed on: 15th May 2024
C K's avatar
C K

Always felt assured

5
Always assured they are aware of what is happening in the background, when I had an issue with a department, I called them and they assured me they knew what was happening, they explained everything to me what was happening what would happen and what the department may do. They then explained what they would do if the issue wasn’t dealt with in an agreed time period, and I was refunded a long time before the department even thought about doing anything. I was extremely pleased with the way things were dealt with and the speed. Reviewed on: 15th May 2024
Dawn 's avatar
Dawn

PayPal credit review

5
PayPal Credit had been very helpful to me. The fact that I can purchase items over £100 and be able to spread this payment over 4 months without interest on it is an absolute Reviewed on: 15th May 2024
Wendy N's avatar
Wendy N

It has helped me loads and I think the intrest...

5
It has helped me loads and I think the intrest is fair Reviewed on: 15th May 2024
Hannah F's avatar
Hannah F

Very good experience.

5
Very good experience. My account been locked, but with helpful customer service it took only few minutes to unlock it again. Reviewed on: 15th May 2024
Kamil S's avatar
Kamil S

Life saver for me.

5
For the 4th time I am using PayPal, for the first time I bought a very essential thing for my house which I couldn't have afforded months ago. But the interest free credit is a life saver. I'm so grateful for that. Thanks Paypal Reviewed on: 15th May 2024
Subbu's avatar
Subbu

Easy to use recommend to anyone wanting a credit opt...

5
Easy to use recommend to anyone wanting a credit option & making payments is easy enough. A good experience Reviewed on: 15th May 2024
Peter k's avatar
Peter k

I always find PayPal simple and customer friendly an...

5
I always find PayPal simple and customer friendly and straight forward to use. Reviewed on: 15th May 2024
Romano P's avatar
Romano P

Easy to use and very useful

5
Easy to use and very useful. Kees track of payments and keeps me up to date with balance Reviewed on: 15th May 2024
Ann R's avatar
Ann R

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