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PayPal: PayPal Credit reviews

4.90
Based on 98,935 reviews, last reviewed 6th May 2026
2220850% increase in 5 star reviews
in the past 90 days
6250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy repayment, quick process Easy repayment, quick process, help me splitting payment and finish it earlier Reviewed on: 6th May 2026
Hamza Abu Saleh's avatar
Hamza Abu Saleh

Latest lowest rating:

1

I was not protected with a big purchase I made and c... I was not protected with a big purchase I made and customer service was not good with resolving as they offered. I have now paid my PayPal off and wil... Read more Reviewed on: 6th May 2026
Dawn P's avatar
Dawn P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (98935)

Good product to cover day to day larger expences

4
Easy application, good product to cover day to day larger expenses, however it was restrictive as only online purchases were possible until the integration of the pulse card. Reviewed on: 16th May 2024

I like pay pal is the best one

5
I like pay pal is the best one it’s free account when you have to pay. Reviewed on: 16th May 2024

Easy careful credit

5
Easy to use very helpful , accessible Reviewed on: 16th May 2024

Pay pal tips

4
App design should be a lot better/clearer. Takes them far too long for them to debit payments. Reviewed on: 16th May 2024

Overall easy and satisfactory service

5
It’s always easy to use wether that he sending money to someone or using PayPal credit to spread purchases over a longer period of time Reviewed on: 16th May 2024

Used it to pay for my flight and was able to repay i...

5
Used it to pay for my flight and was able to repay in full the following month Reviewed on: 16th May 2024

Transaction very easy, and straightforward.

5
Transaction very easy, and straightforward. Easily to get you money back Reviewed on: 16th May 2024

Paypal credit has the best cradit system

5
My Exprience is really smooth and perfect with paypal credit. When i needed it it was there. Also it’s clean and easy prosses to get. I am just loving it. It has made my life so easy. For example i wanted to buy a Macbook and i didn’t want to pay all of the money together and guess what paypal was there to help me . Trough paypal i bought my Macbook without any hustle and it gave the the opportunity to pay by monthly. Great! Reviewed on: 16th May 2024

I've used PayPal for twenty years.

5
I've used PayPal for twenty years. It is a brand I trust with my money online. Reviewed on: 16th May 2024

Excellent service from everybody from paypal

5
Excellent service from everybody from paypal Reviewed on: 16th May 2024

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