Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177987 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (178000)

No problems using PayPal.

No problems using PayPal. Easy to set up and navigate. Easy to send money and receive money from people. Pay in three is a good option. Only downside unable to see in the app where you can close your credit account. Reviewed on: 24th April 2026

Quick and easy to use.

Quick and easy to use. They offer different payment methods which are interest free which is really helpful Reviewed on: 24th April 2026

Always helpful with anything I have ever been concer...

Always helpful with anything I have ever been concerned with Reviewed on: 24th April 2026

PayPal very good perfect for my thank you

PayPal very good perfect for my thank you Reviewed on: 24th April 2026

Very easy to use, excellent service.

Very easy to use, excellent service. Reviewed on: 24th April 2026

I have been using PayPal for any kind of purchase an...

I have been using PayPal for any kind of purchase and it is the only provider that makes me feel safe. Reviewed on: 24th April 2026

My PayPal experience.

In my time of using PayPal I haven’t had any issues. I don’t have any bad experiences at all. Reviewed on: 24th April 2026

Easy to do payments, good costumer service, easy to...

Easy to do payments, good costumer service, easy to use app. Reviewed on: 24th April 2026

Pay pal is a great way to pay any problems is always...

Pay pal is a great way to pay any problems is always sorted out quickly would recommend Reviewed on: 24th April 2026

Always used paypal since I was about 16 years old.

Always used paypal since I was about 16 years old. Very reliable and so easy to use. I will not buy a single item online without paying it through PayPal as I feel more confident and secure. I recommend it to everyone. Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98907 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub