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PayPal: PayPal Credit reviews

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4.90
Based on 98,668 reviews, last reviewed 6th May 2026
2208800% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service and prompt dispute resolu... Excellent customer service and prompt dispute resolution Reviewed on: 6th May 2026
Mr S's avatar
Mr S

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (98668)

Amazing.

5
Amazing.. easy instalment plans too!! Reviewed on: 15th May 2024
Saud J's avatar
Saud J

Easy and safe to use every time.

5
Easy and safe to use every time. Offers different options for payment also which is always helpful. Reviewed on: 15th May 2024
Chris's avatar
Chris

I use it for everything, safest way!

5
I use PayPal for all sorts of services. To send money to family and friends, PayPal credit, pay in 3 fro most large items. Book the train, everything. Reviewed on: 15th May 2024
Michael S's avatar
Michael S

I opted to use PayPal for the additional layer of se...

5
I opted to use PayPal for the additional layer of security if provided, and have yet to be disappointed. Reviewed on: 15th May 2024
Pat C's avatar
Pat C

I have not had a problem with PayPal.

5
I have not had a problem with PayPal. Any disputes have been cleared immediately Reviewed on: 15th May 2024
Jocelyn O's avatar
Jocelyn O

Enjoy my pp credit although it went down a great dea...

5
Enjoy my pp credit although it went down a great deal making it less useable . Reviewed on: 15th May 2024
Ian B's avatar
Ian B

Warranty

5
When you shop online and use PayPal you feel you are in safe hand . Reviewed on: 15th May 2024
Mousa T's avatar
Mousa T

I use the service regularly to help spread payments...

5
I use the service regularly to help spread payments and it is very clear and simple to use. Reviewed on: 15th May 2024
Andrea K's avatar
Andrea K

Allows Me To Be More Free With Electronics

5
Paypal Credit has allowed me to freely purchase expensive or valuable items that I would not be comfortable buying outright without the protections that come with Credit purchases. The 0% interest for the 4 months has allowed me the wiggle room to decide whether the item(s) are suitable for my needs and are in working order. Then fully paying the rest off before the 0% interest period ends. Reviewed on: 15th May 2024
J's avatar
J

All upfront, clear and easy

5
All upfront and clear, Everything was completely transparent and easy to understand, I just had to apply and then I was given a credit limit from which I can buy things with a clear monthly payment and its easy top pay extra to when I have it spare. Reviewed on: 15th May 2024
Lawrence R's avatar
Lawrence R

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