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PayPal: PayPal Credit reviews

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4.90
Based on 98,650 reviews, last reviewed 6th May 2026
2208050% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and very professional, safe service Excellent and very professional, safe service Reviewed on: 6th May 2026
Muhammad Naz's avatar
Muhammad Naz

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (98650)

Allows Me To Be More Free With Electronics

5
Paypal Credit has allowed me to freely purchase expensive or valuable items that I would not be comfortable buying outright without the protections that come with Credit purchases. The 0% interest for the 4 months has allowed me the wiggle room to decide whether the item(s) are suitable for my needs and are in working order. Then fully paying the rest off before the 0% interest period ends. Reviewed on: 15th May 2024
J's avatar
J

All upfront, clear and easy

5
All upfront and clear, Everything was completely transparent and easy to understand, I just had to apply and then I was given a credit limit from which I can buy things with a clear monthly payment and its easy top pay extra to when I have it spare. Reviewed on: 15th May 2024
Lawrence R's avatar
Lawrence R

Professional and easy to learn

5
Professional and easy to learn.......... Reviewed on: 15th May 2024
Michal Lewandowski 's avatar
Michal Lewandowski

Never really had a problem and when I did was sorte...

5
Never really had a problem and when I did was sorted no problem Reviewed on: 15th May 2024
Rick H's avatar
Rick H

1 of the person credit company I have.

5
1 of the person credit company I have. Flexible, PAYMENT. Reviewed on: 15th May 2024
Jack b's avatar
Jack b

Brilliant just works what else can I say

5
Brilliant just works what else can I say Reviewed on: 15th May 2024
Chris B's avatar
Chris B

Excellent

5
So easy to use it's great. Credit was available straight away after I have applied and you can use it for most shops online Reviewed on: 15th May 2024
Simona Moni's avatar
Simona Moni

Excellent customer service

5
Never had a bad experience and any issues needing resolved customer service always there to help and resolve Reviewed on: 15th May 2024
Andrew 's avatar
Andrew

Its good that you can spread the cost of things over...

5
Its good that you can spread the cost of things over 4 months , but I think the APR is a little to high if you don’t pay it off in time , it’s good that you send send money to friends and family too. Reviewed on: 15th May 2024
Dave 's avatar
Dave

Simply amazing

5
I would like to thank you all of you, it is Perfect, I am very pleased to use PayPal as preferred method of payment for anything , enjoyable and for sure more than perfect app, and please , easy to pay , highly recommended to enjoy Reviewed on: 15th May 2024
St's avatar
St

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